Mortgage Underwriter

Posted 3 days ago

Description

Choice Mortgage Group is seeking a talented and experienced DE Mortgage Underwriter to join our growing team. We are a family-oriented organization that takes pride in the work environment we have built. You'll be responsible for ensuring FHA and Agency loan applications are underwritten with all required documents submitted correctly and that loan files are in accordance with the latest investor guidelines and industry standards. The ideal candidate is an organized, detail-oriented professional who wants to play a key role on a winning team. If this sounds like you, apply today

Remote work is available.

Responsibilities

1. Complete thorough analysis of loan files to ensure compliance with company, investor, Fannie Mae, Freddie Mac, FHA/VA guidelines.
2. Underwrite the entire credit package and collateral for residential mortgage loans, ensuring an "investment" quality loan product.
3. Verify the accuracy of calculations and data integrity; complete all required underwriting worksheets and checklists.
4. Be available to processors, loan officers, and other team members for guideline interpretations and questions on specific loan files.
5. Respond promptly to post-closing reviews and audits.

Qualifications

• 10+ years of mortgage underwriting experience required
• Knowledge of home loans and residential mortgages such as conventional, VA, FHA, and USDA loans and loan products
• Proficiency in automated underwriting systems and Microsoft Office
• Strong decision-making and communication skills
• B.S. in business or a related field required

Compensation

$75,000 plus per-file bonus for underwritten files

About Choice Mortgage Group

Join us and be part of a team committed to delivering exceptional client experiences, building strong referral partnerships, and fostering a positive, growth-driven workplace. We value quick, reliable service, clear communication, and teamwork, while upholding the highest standards of integrity and professionalism. We support your growth with resources and guidance to help you succeed. We invite you to create WOW moments for clients and partners every day.

At Choice Mortgage Group, we see each employee as a unique asset, contributing real value to our team and clients. We leverage advanced technology and automation to enhance experiences for both employees and customers, without losing the personal touch. Our team members are the foundation of our trust and reputation in the community. When you join Choice Mortgage, you're joining a company that exceeds industry norms