Banking Operations Expert

10 hours ago


Lahore, Punjab, Pakistan Parwaaz Financial Services Limited Full time
Role Overview:

We are seeking a highly skilled Credit Risk Manager / Analyst to join our team at Parwaaz Financial Services Limited. The successful candidate will be responsible for identifying and assessing potential risks, suggesting mitigation measures, and contributing to strategic decision-making.

The incumbent will work closely with the Team Lead to develop and implement credit risk management strategies, focusing on the growth of SMEs, providing risk insights for product development, risk policies, and input of risk rating and credit scoring model.

Key Responsibilities:

  • Conduct risk assessments and monitoring of credit portfolio to maintain/enhance quality and mitigate associated risks involved.
  • Implement an Environmental and Social Management Systems (ESMS) framework, ensuring compliance with national environmental and social regulations.
  • Develop and utilize probability of default/loss given default models and IFRS9 standards to calculate Expected Credit Loss (ECL) of the lending portfolio development and maintain risk analytics framework for credit scoring and integration with the Enterprise Risk Management system.

Requirements:

  • Minimum of a Bachelor's Degree in Business, Commerce, Finance, or related discipline. A Master's degree in Finance and/or Business Administration is preferred.
  • Professional qualifications in Finance Discipline will provide an added advantage.
  • Minimum of two years of relevant experience in a credit risk function or risk management within the banking or financial services industry.


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