Asset Sales Specialist

Asset Sales Specialist

• To achieve sales growth, the Asset Sales Specialist will establish relationships with clients, identify business opportunities, and provide tailored solutions to enhance their banking experience.

• Implement approved sales/service plans to achieve bank objectives by agreeing micro-level sales/service delivery plans with BM/RM.
• Sell products by establishing contact and developing relationships with customers as per defined SOP of the bank.
• Achieve targets/objectives of sales in assigned areas with best ethics and moral practices by following SOPs.
• Ensure target achievement through genuine sales by avoiding family loaning, activist base lending, and adjustment lending.
• Make business profitable through sales of loans and enhancement of number of customers by following SOPs of the bank.
• Market company products and make strategies in this regard.
• Aptitude for persuasion and negotiation.
• Identify business opportunities by identifying prospects and evaluation of position of the industry.
• Evaluate customer's profile by adopting five C's of credit.
• Disseminate terms and conditions of products offered by customers.
• Ensure on-track performance by conducting physical verification of prospective clients.
• Ensure proactive collection, perusal timely repayment of loans by communication with clients and ensuring hundred percent collections of loans by following SOPs of the bank.
• Take extra care while handling customers' legal documents to avoid any misuse.
• Guide customers to deposit their loan repayments at cash counter only.
• Avoid cash handling of any customers of the bank while performing RO function. However, in case of collection from field, proper strict compliance of collection manual must be ensured.
• Prepare weekly field activity planner and deviation marking in consultation with LM.
• Ensure monthly/quarterly meeting of customers as per defined products program.
• Conduct loan booking in strict compliance with bank's policies, procedures, ethics, and standards.
• Ensure continuous review of product and services related knowledge and recommend areas of improvement through personal/client feedback.
• Conduct market assessment/research to identify selling possibilities and new markets/areas and review the existing market/areas for final decisions in consultation with line manager.
• Meet internal service standards and ensure no service-related complaints are received from customers by following bank fair treatment of customer policy.
• Develop and sustain long-lasting relationship of the bank with customers.
• Report cases with intent of fraud or prospective loss to the bank by internal or external customers in any form to his line Manager/HOD.
• Ensure compliance of bank products SOPs and SBPs rules and regulation to safeguard reputation of the bank to avoid any financial, operational, and market loss by adopting internal control standards in true letter and spirit.

• Hold a Bachelor's degree from a reputable institution, however MBA will be preferable.
• Preferably have at least 0-1 years' experience in related field.

Join us and contribute your skills and expertise to empower millions with the tools necessary to succeed in the digital age.