Financial Sales Professional

Asset Sales Relationship Manager

The ideal candidate will have a Bachelor's degree from a reputable Institution, with a preference for an MBA. This position requires at least 0-1 years of experience in a related field.

About the Role:

We are seeking a skilled Asset Sales Relationship Manager to join our team. As a key member of our sales force, you will be responsible for fostering meaningful connections between our bank and its customers.

You will play a pivotal role in understanding the unique financial needs and goals of clients, serving as a dedicated point of contact for personalized assistance and guidance. Whether it's opening accounts, navigating financial products, or addressing concerns, you will provide tailored solutions to enhance the banking experience.

This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age.

Key Responsibilities:

• Implement approved sales/service plans to achieve growth objectives of the bank by agreeing micro-level sales/service delivery plans with business managers/relationship managers.
• Sell products by establishing contact and developing relationships with customers as per defined SOP of the bank.
• Achieve targets/objectives of sales in assigned areas with best ethics and moral practices by following SOPs.
• Ensure target achievement through genuine sale by avoiding family loaning, activist base lending, and adjustment lending.
• Make business profitable through sales of loans and enhancement of the number of customers by following SOPs of the bank.
• Market company products and make strategies accordingly.
• Show aptitude for persuasion and negotiation.
• Identify business opportunities by identifying prospects and evaluating the position of the industry.
• Evaluate customer profiles by adopting the five Cs of credit.
• Disseminate terms and conditions of products offered to customers.
• Ensure on-track performance by conducting physical verification of prospective clients.
• Ensure proactive collection, perusal timely repayment of loans by communicating with clients and ensuring hundred percent collections of loans by following SOPs of the bank.
• Take extra care while handling customer legal documents to avoid any misuse.
• Guide customers to deposit their loan repayments at cash counters only.
• Avoid cash handling of any customers of the bank while performing RO functions, however, in case of collection from the field, proper strict compliance of the collection manual must be ensured.
• Prepare weekly field activity planners and mark deviations in consultation with line managers.
• Ensure monthly/quarterly meetings of customers as per defined product programs.
• Conduct loan bookings in strict compliance with bank policies, procedures, ethics, and standards.
• Ensure continuous review of product and services-related knowledge and recommend areas of improvement through personal/client feedback.
• Conduct market assessments/research to identify selling possibilities and new markets/areas and review the existing market/areas for final decisions in consultation with line managers.
• Meet internal service standards and ensure no service-related complaints are received from customers by following the bank's fair treatment of customer policy.
• Develop and sustain long-lasting relationships between the bank and customers.
• Report cases with intent of fraud or prospective loss to the bank by internal or external customers in any form to line managers/HODs.
• Ensure compliance of bank products SOPs and SBPs rules and regulations to safeguard the reputation of the bank to avoid any financial, operational, and market losses by adopting internal control standards in true letter and spirit.

Requirements:

To be successful in this role, you will need:

• A Bachelor's degree from a reputable Institution, preferably with an MBA.
• At least 0-1 years of experience in a related field.

Why Us?

This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age.

Contact Information:

Please note that we do not accept applications via email. If you are interested in this role, please submit your application through our website.