
Financial Risk Analyst
1 day ago
We are seeking a skilled Credit Controller to join our team. As a Credit Controller, you will be responsible for evaluating customer creditworthiness, analyzing financial data, and monitoring payment history to set and adjust credit limits.
Key Responsibilities:
- Evaluate customer credit applications and assign credit limits based on risk assessment
- Analyze financial statements, credit reports, and industry trends to inform credit decisions
- Monitor customer payment history and credit utilization to ensure adherence to credit policies
- Identify potential credit risks and develop mitigation strategies to minimize losses
- Maintain accurate records of customer credit information for reference and reporting purposes
- Communicate credit decisions to sales and accounting teams to ensure alignment and effective decision-making
- Develop and maintain credit policies and procedures to ensure compliance with industry regulations and company standards
- Conduct regular reviews of credit limits to ensure they remain appropriate and adjust as necessary
Qualifications:
- Bachelor's degree in Finance, Accounting, or related field from a reputable university/Professional certifications (CMA/CFA/CCRA)
- 2-5 years of relevant experience in credit management, accounting, or financial analysis preferably in the manufacturing industry
- Strong understanding of financial regulations and laws
- Proficiency in credit management software and tools (e.g., SAP, Oracle)
- Strong analytical and problem-solving skills
- Excellent communication and negotiation skills
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