Risk Management and Innovation Lead

2 weeks ago


Karachi, Sindh, Pakistan Standard Chartered Life and Careers Full time
What We Offer

We offer a range of benefits to support your wellbeing, including core bank funding for retirement savings, medical and life insurance, time-off, flexible working options, and proactive wellbeing support.

You'll also have access to continuous learning opportunities to support your growth, including reskilling and upskilling programs.

As a member of our team, you'll be part of an inclusive and values-driven organization that celebrates our unique diversity.

We're looking for someone who is passionate about driving commerce and prosperity through our unique diversity, and who is committed to making a positive difference in the world.

Key Responsibilities
  • Manage portfolio growth for Personal Loan, Easy Credit, and Credit Cards.
  • Ensure balanced growth by addressing Credit, Operations, Compliance, and Service Delivery risks, delivering timely and seamless client experiences in a cost-effective manner.
  • Initiate, design, and develop best-in-class global product suite based on local needs by providing feedback on opportunity and co-creating globally scalable solutions with the central team.
  • Manage the delivery of regulatory changes.
  • Support the rollout of the global suite of standardized products in market.
  • Campaign Management for Credit Cards and Easy Credit to increase spend, utilization, activation ratios, usage per customer, and ending net receivable.
  • Responsible for new product development including opportunity assessment, product design, sourcing, evaluation, operational readiness, and launch, as well as ongoing product maintenance through assessment, requirement evaluation, securing approvals, and execution.
  • Responsible for identifying, assessing, monitoring, controlling, and mitigating risks to the group, with an understanding of the main risks and the individual's role in managing them.
  • Ensure all compliance is met with the Global Operations Risk Framework.


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