
Lead Credit Risk Manager
2 days ago
Job Title: Lead Credit Risk Manager
Job Description:PalmPay, a leading fintech company, is seeking a strategic and detail-oriented credit risk manager to lead the risk management framework for lending operations.
Key Responsibilities:- Design and oversee credit policies and recovery strategies to minimize credit risk and ensure regulatory compliance.
- Establish credit scoring models and lending policies for individual and business users.
- Oversee collections department and set performance targets.
- Develop and implement effective credit risk mitigation and recovery strategies.
- Ensure compliance with local regulatory standards.
- Monitor portfolio performance, delinquency rates, and recovery rates.
- Partner with external agencies where necessary.
- Bachelor's degree in Finance, Accounting, or related field (Master's preferred).
- Minimum 8 years of experience in credit risk, lending, or collections, preferably in fintech or financial services.
- Deep knowledge of the credit landscape.
- Strong analytical, leadership, and negotiation skills.
- Familiarity with regulatory frameworks in credit and lending.
About Us: We are a pan-African fintech company operating in several markets.
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