Risk Management Strategist

5 days ago


Lahore, Punjab, Pakistan Info Resume Edge Full time

Job Summary

The Specialized Scheduled Bank is seeking a seasoned and strategic Risk Management Strategist to lead its Risk Management and Credit Administration Division. The Head of Risk Management & Credit Administration will oversee the identification, assessment, and mitigation of various risks across the bank's operations.

Key Responsibilities:

  1. Risk Management Framework: Develop and implement a comprehensive risk management framework aligned with banking sector standards, ensuring strategic objectives are met.
  2. Risk Appetite & Tolerance: Define risk appetite and tolerance levels in consultation with senior management, embedding parameters into operations and decision-making processes.
  3. Credit Risk Oversight: Manage credit risks through lending practices, portfolio management, and credit approval processes, ensuring alignment with risk appetite.
  4. Portfolio Monitoring: Continuously monitor loan portfolio performance, ensuring credit exposures remain within established limits.
  5. Credit Risk Mitigation: Develop strategies to mitigate credit risks, such as diversification, credit scoring models, and stress testing scenarios.
  6. Market & Liquidity Risk Management: Oversee market risks related to interest rates and financial variables, ensuring sufficient liquidity to meet obligations and regulatory requirements.
  7. Operational Risk Management: Identify and mitigate operational risks through internal processes, systems, people, and external events, including fraud and business disruptions.
  8. Business Continuity & Disaster Recovery: Oversee business continuity and disaster recovery plans to minimize operational disruptions.
  9. Regulatory Compliance: Ensure risk management practices comply with applicable banking regulations, guidelines, and industry standards.
  10. Enterprise Risk Management (ERM): Implement and manage an ERM framework integrating all risk types across the bank.
  11. Emerging Risk Identification: Facilitate emerging risk identification and assessment, taking proactive measures to mitigate potential impacts.
  12. Strategic Integration: Collaborate with senior management to integrate risk management into strategic planning and capital allocation processes.
  13. Risk Reporting: Prepare and present comprehensive risk reports to senior management and relevant committees.
  14. Communication & Advisory: Ensure effective communication of risk-related issues across the organization, fostering collaboration and transparency.

Requirements:

  • Master's degree in Finance, Risk Management, or Business Administration.
  • Minimum 15 years of experience in credit and risk management within the financial industry.
  • Strong leadership skills with influence and collaboration abilities.
  • Excellent analytical and problem-solving skills.

Industry: Banking/Financial Services

Functional Area: Accounts, Finance & Financial Services

Total Positions: 1 Post

Job Shift: First Shift (Day)

Location: Lahore, Pakistan

Gender: No Preference

Education: Masters

Career Level: Department Head

Experience: 15 Years

Salary: Rs700,000.00 - Rs900,000.00 per month



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