Digital Credit Specialist

2 days ago


Faisalabad City Tehsil, Pakistan beBeeCredit Full time £35,000 - £45,000
Job Description

About Our Team:

We are a global online boot camp, dedicated to helping career changers acquire vital digital skills in just four weeks.

Our rigorous curriculum covers cybersecurity, cloud computing, data analytics, coding, project management, DevOps, AI/ML, and more.

Purpose of the Job – Overview

Key Responsibilities:
  1. Credit Management:
    • Monitor customer accounts to ensure timely payments.
    • Maintain accurate and up-to-date records of all debtor accounts.
  2. Debt Collection:
    • Chase outstanding payments through calls, emails, and letters.
    • Negotiate repayment plans with clients, if necessary.
    • Follow up on overdue accounts to reduce debtor days.
  3. Credit Risk Assessment:
    • Assess the creditworthiness of potential customers using financial data, credit reports, and other sources.
    • Approve or reject credit applications based on company policies.
  4. Reporting:
    • Prepare regular reports on accounts receivable, outstanding debts, and cash flow forecasts.
    • Provide updates to management on problematic accounts or high-risk customers.
  5. Account Reconciliation:
    • Investigate and resolve discrepancies or disputes in customer accounts.
    • Work with the sales and customer service teams to clarify any billing issues.
  6. Compliance and Documentation:
    • Ensure compliance with relevant financial regulations.
    • Maintain proper documentation of credit agreements and correspondence with customers.
  7. Customer Relations:
    • Build strong relationships with clients to ensure smooth payment processes.
    • Provide exceptional customer service while managing delicate financial discussions.
  8. Legal Action Support:
    • Liaise with legal teams to initiate legal proceedings against non-paying clients when necessary.
    • Support the preparation of evidence and documentation for court cases, if required.
  9. Process Improvement:
    • Recommend improvements to the credit control process to minimize risk and enhance efficiency.
    • Keep updated on market trends and industry practices to adapt strategies.


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