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Country Product Owner

4 weeks ago

Karachi, Sindh, Pakistan Mashreq Full time
Country Product Owner - Lending & Trade

Mashreq Digital Bank Pakistan seeks a Country Product Owner – Lending and Trade to drive the development, management, and harmonization of NeoBiz – Lending & Trade products. This role requires end-to-end responsibility for product development, process creation, and customer experience optimization.

Key Responsibilities
  • Manage profitability and growth of Asset/Lending & Trade products for NeoBiz.
  • Develop and maintain an attractive value proposition and delivery excellence for customers.
  • Ensure profitable growth through sound credit policy, portfolio management, and pricing control.
  • Define and execute marketing campaigns to drive business volume growth.
  • Monitor market and competition developments to inform product decisions.
  • Identify cross-sell opportunities within the customer base to increase product penetration index and revenue per customer.
  • Define and monitor KPI's and KPA's linked with financial targets and incentives policies.
Operating Environment and Framework
  • Prioritize the backlog regarding strategy, customer interests, and feasibility.
  • Maintain a helicopter view and determine priorities based on context.
  • Master the fundamentals of all core capabilities of CUSTOMER JOURNEY.
Problem Solving and Decision Making
  • Facilitate cross-functional teams for process improvement.
  • Analyze drivers of product profitability and model prospective profitability of new offerings.
  • Carry out independent market intelligence function as an ongoing program throughout the year.
Knowledge, Skills, and Experience
  • Graduate with 10+ years of related banking and finance experience.
  • Sound knowledge of credit underwriting techniques and risk analysis.
  • Strong understanding of P&L and marketing development across product life cycle stages.
  • Experience as a Product Owner/Manager with software products.
  • Experience in Agile methodologies.

Seniority level: Mid-Senior level

Employment type: Full-time

Job function: Sales, General Business, and Product Management

Industries: Banking