
Data Insights Analyst
2 days ago
We are seeking a skilled Data Insights Analyst to join our team. As a key member of our organization, you will play a critical role in developing credit risk scoring models using various data sources. Your expertise in data analysis and interpretation will enable you to provide actionable insights that influence credit decision-making.
Key Responsibilities:
- Develop in-house credit models, particularly scorecard models, enhance credit risk models (Behavioral and Application Credit Scoring Models)
- Utilize internal and external data sources and work on big data environments
- Support implementation teams on model testing processes, including development, execution, and documentation
- Oversee model lifecycles from initiation to retirement, including enhancements and recalibrations
Qualifications:
- Bachelor's Degree in Statistics, Mathematics, Actuarial Science, Computer Science, or a related quantitative field with at least 4 years of hands-on experience in a busy commercial banking environment. A master's degree is an added advantage
Required Skills:
- Experience with relational databases such as Oracle, SQL queries, or OLAP cubes is preferred
- Experience in the development of Credit Score Cards is a requirement
- Excellence in at least R and/or Python is highly desirable
- Knowledge of Agile Software Development process and performance metric tools
- Excellent understanding of Machine learning techniques and Algorithms, such as k-NN, Naive Bayes, SVM, and Decision Forests
- Good presentation skills, business and technical writing, and verbal communication skills to support decision-making and actions
- Able to use strong interpersonal and teamwork skills to cultivate effectively, productive user relationships and partnerships across the network
Language Skills:
- Fluency in English required
- Availability to travel up to 30% of the time
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