Senior Credit Analyst

7 days ago


Lahore, Punjab, Pakistan Parwaaz Financial Services Limited Full time

We are seeking a highly skilled and experienced Risk Management Specialist to join our team at Parwaaz Financial Services Limited. The successful candidate will be responsible for managing and mitigating credit risk across all facets of banking operations, including credit risk, market risk, operational risk, and liquidity risk.

Main Responsibilities:

  • Analyze financial data, market trends, and regulatory guidelines to evaluate risk exposure and ensure compliance with relevant standards.
  • Utilize probability of default/loss given default models and IFRS9 standards to calculate Expected Credit Loss (ECL) of the lending portfolio development and maintain risk analytics framework for credit scoring and integration with the Enterprise Risk Management system.
  • Track and report performance of risk strategies, including per-party exposure, sector exposures, and early warning signals.

Essential Skills and Qualifications:

  • Strong proficiency in risk assessment methodologies with a deep understanding of credit risk, market risk, operational risk, and liquidity risk within the banking sector.
  • Excellent analytical and problem-solving skills, with the ability to interpret financial data and market trends effectively.
  • Proficiency in using Microsoft Office tools, particularly Excel and PowerPoint.

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