
Credit Risk Manager
7 days ago
The Credit Risk Manager / Analyst will be responsible for credit analysis, identifying and assessing potential risks, and suggesting mitigation measures thereby contributing to strategic decision-making. The incumbent will provide necessary support to Team Lead in the development and implementation of credit risk management strategies at PFSL focusing on the growth of SMEs, provide risk insights for product development, risk policies, and input of risk rating and credit scoring model.
Location:
LahoreJob Type:
PermanentJob Task:
Major Responsibilities:
- Conduct comprehensive risk assessments across all facets of banking operations, including credit risk, market risk, operational risk, and liquidity risk.
- Analyze financial data, market trends, and regulatory guidelines to evaluate risk exposure and ensure compliance with relevant standards.
- Conduct thorough due diligence to assess borrower's cash flows, repayment capacity, funding requirements, and identify key business drivers and weaknesses.
- Ensure credit proposals fit with business strategy while adhering to regulatory and in-house policy framework.
- Conduct constant monitoring of credit portfolio to maintain/enhance quality and mitigate associated risks involved.
- Implement an Environmental and Social Management Systems (ESMS) framework, ensuring compliance with national environmental and social regulations.
- Utilize probability of default/loss given default models and IFRS9 standards to calculate Expected Credit Loss (ECL) of the lending portfolio development and maintain risk analytics framework for credit scoring and integration with the Enterprise Risk Management system.
- Track and report performance of risk strategies, including per-party exposure, sector exposures, and early warning signals.
- Prepare risk analysis reports and presentations for senior management, regulatory authorities, and other stakeholders.
- Stay updated with industry regulations and best practices related to risk management in the banking sector.
Functional Skills / Knowledge Areas:
- Strong proficiency in risk assessment methodologies with a deep understanding of credit risk, market risk, operational risk, and liquidity risk within the banking sector.
- Excellent analytical and problem-solving skills, with the ability to interpret financial data and market trends effectively.
- Detail-oriented with exceptional organizational skills to manage multiple tasks and prioritize effectively.
- Outstanding verbal and written communication skills.
- Proficiency in using Microsoft Office tools, particularly Excel and PowerPoint.
- Ability to work both independently and collaboratively within a team environment.
- Proactive mindset with a strong willingness to learn and adapt to new challenges.
- Experience in credit risk management within the financial services industry.
- Understanding of equity markets and associated instruments.
- Excellent interpersonal and communication skills.
- Strong sense of accountability, integrity, flexibility, adaptability, and cultural sensitivity.
- Ability to handle multiple assignments simultaneously and meet deadlines under pressure.
Eligibility Criteria:
- Minimum of a Bachelor's Degree in Business, Commerce, Finance, or related discipline. A Master's degree in Finance and/or Business Administration is preferred.
- Professional qualifications in Finance Discipline will provide an added advantage.
- Minimum of two years of relevant experience in a credit risk function or risk management within the banking or financial services industry.
- Experience in risk assessment within the SME segment would be advantageous.
-
Credit Risk Manager
7 days ago
Lahore, Punjab, Pakistan Parwaaz Financial Services Limited Full timeThe ideal candidate for this role will be a highly analytical and detail-oriented individual with a strong understanding of credit risk management principles. They will be responsible for conducting comprehensive risk assessments, analyzing financial data, and identifying potential risks and mitigation measures.Key Responsibilities:Conduct thorough due...
-
Senior Credit Analyst
7 days ago
Lahore, Punjab, Pakistan Parwaaz Financial Services Limited Full timeWe are seeking a highly skilled and experienced Risk Management Specialist to join our team at Parwaaz Financial Services Limited. The successful candidate will be responsible for managing and mitigating credit risk across all facets of banking operations, including credit risk, market risk, operational risk, and liquidity risk.Main Responsibilities:Analyze...
-
Risk Management Specialist
7 days ago
Lahore, Punjab, Pakistan Parwaaz Financial Services Limited Full timeThis is an excellent opportunity for a Senior Credit Analyst to join our team at Parwaaz Financial Services Limited. The successful candidate will be responsible for providing credit analysis, identifying and assessing potential risks, and suggesting mitigation measures to contribute to strategic decision-making.Key Functions:Conduct constant monitoring of...
-
Cash and Credit Controller
5 days ago
Lahore, Punjab, Pakistan Continental Worldwide Trading Company Full timeContinental Worldwide Trading Company is seeking a highly skilled Cash and Credit Controller to join our finance team. As an Accounts Executive, you will be responsible for managing the day-to-day activities of the cash and credit team.Key Responsibilities:Cash Management: Oversee the management of cash receipts and disbursements.Credit Risk Assessment:...
-
Credit and Collection Specialist
7 days ago
Lahore, Punjab, Pakistan Classic International Full timeSales And Recoveries ManagerAre you a results-driven sales professional looking for a new challenge? Do you have a passion for driving business growth and developing high-performing teams?About the Company:Classic International is a leading company in Pakistan with a strong reputation for innovation and excellence.We offer a competitive salary and benefits...
-
Global Data Insights Manager
2 days ago
Lahore, Punjab, Pakistan FINCA Impact Finance Full timeCompany Overview">FINCA Impact Finance is a global leader in responsible financial services. With 17 full-service banks and microfinance institutions, we serve over 2.8 million customers worldwide. Our mission is to deliver positive social impact and financial sustainability through inclusive finance.">Job Description">">The Global Data Scientist will play a...
-
Financial Services Expert
7 days ago
Lahore, Punjab, Pakistan Parwaaz Financial Services Limited Full timeWe are looking for a highly skilled and experienced Financial Services Expert to join our team at Parwaaz Financial Services Limited. The successful candidate will be responsible for developing and implementing credit risk management strategies, providing risk insights for product development, and contributing to strategic decision-making.Main...
-
Motorcycle Spare Parts Sales Manager
7 days ago
Lahore, Punjab, Pakistan Classic International Full timeSales And Recoveries ManagerCareer Opportunity: Sales And Recoveries ManagerJob Summary:Responsible for driving sales growth and recovering outstanding debts.Lead the sales team to meet targets and deliver exceptional results.Implement effective credit policies and procedures to minimize risk.Collaborate with other departments to ensure smooth information...
-
Risk Management Specialist
2 days ago
Lahore, Punjab, Pakistan Soltix Solutions Full timeFor the Assistant Manager Risk position at Soltix Solutions, we seek a highly skilled professional with expertise in risk management. The successful candidate will be responsible for identifying and assessing potential risks to the company.Key Responsibilities:IDentifying and mitigating potential risksDeveloping and implementing effective risk management...
-
Risk Management Executive
7 days ago
Lahore, Punjab, Pakistan Shahzad Hammad Traders Full timeJob OverviewAs a Risk Management Executive, you will play a critical role in identifying and mitigating risks across various business functions. Your expertise in risk assessment, internal control, and audit procedures will enable you to make informed decisions and drive business growth.Key Responsibilities:Identify and assess risks across various business...
-
Risk Management Executive
7 days ago
Lahore, Punjab, Pakistan R&I Electrical Appliances Full timeRisk Management ExecutiveR&I Electrical Appliances seeks a skilled Risk Management Executive to join its internal audit team. The ideal candidate will have a solid background in auditing and risk management, with excellent leadership and communication skills.About the Role:The Deputy Manager Audit will be responsible for identifying and mitigating risks...
-
Assistant Manager Risk
2 days ago
Lahore, Punjab, Pakistan Soltix Solutions Full timeFor the Assistant Manager Risk position at Soltix Solutions, here are the specific duties and responsibilities of the role and requirements:Requirements:MBA/M.COM/ACCA or related disciplineMinimum 2 – 5 years of professional experience in risk management, preferably within a financial institution or professional services firmStrong proficiency in Microsoft...
-
Risk Management Expert
7 days ago
Lahore, Punjab, Pakistan VAIVAL Technologies Full timeAbout the Opportunity:VAIVAL Technologies is seeking a Risk Management Expert to join our team. The successful candidate will be responsible for evaluating financial risks associated with startup investments and developing mitigation strategies.Key Responsibilities:Evaluate the financial risks associated with startup investments.Develop and implement risk...
-
Relationship Manager
7 days ago
Lahore, Punjab, Pakistan Parwaaz Financial Services Limited Full timeThe Relationship Manager is responsible for establishing and maintaining strong relationships with clients, managing the SME lending portfolio, and generating new business by identifying opportunities in the market. This role involves assisting in building a profitable SME asset portfolio, ensuring timely loan processing, and providing high-quality customer...
-
Risk Management Consultant
7 days ago
Lahore, Punjab, Pakistan Velosi Asset Integrity Limited Full timeVelosi Asset Integrity Limited is seeking a Risk Management Consultant to join our team.This role involves identifying and mitigating risks associated with mechanical systems, monitoring site progress, and summarizing project reports for management.The ideal candidate will have a Bachelor's degree in Mechanical Engineering or an equivalent, at least 05 years...
-
Business Development Director
7 days ago
Lahore, Punjab, Pakistan Classic International Full timeSales And Recoveries ManagerClassic International, a leading company in Pakistan, seeks an experienced professional to drive sales growth and recover outstanding debts. The ideal candidate will have a proven track record of success in business development, team leadership, and credit management.Key Responsibilities:Develop and execute business plans to...
-
Risk Management Specialist
4 days ago
Lahore, Punjab, Pakistan NADRA Technologies Ltd Full timeRisk Management SpecialistAbout the Role:We are seeking a highly skilled Risk Management Specialist to join our team at NADRA Technologies Ltd. As a key member of our organization, you will be responsible for identifying, assessing, and mitigating risks across various domains.About You:You possess a Bachelor's degree in Computer Science or a related field...
-
Risk Management Officer
6 days ago
Lahore, Punjab, Pakistan Ssquare Full timeSquare seeks a Risk Management Officer to support the team in identifying and mitigating compliance risks. The ideal candidate will have strong analytical skills and be able to stay updated on relevant laws and regulations.Key Responsibilities:Risk Assessment – Identify and assess compliance risks.Regulatory Research – Stay updated on relevant laws and...
-
Client Relationship Specialist
7 days ago
Lahore, Punjab, Pakistan Parwaaz Financial Services Limited Full timeJob Role OverviewThe SME Lending Portfolio Manager is responsible for managing the SME lending portfolio, including client relationships, loan processing, and credit proposal approvals.This role requires strong analytical and problem-solving skills, with experience in commercial/SME banking industry and knowledge of SME and microfinance sector trends and...
-
Business Development Manager
7 days ago
Lahore, Punjab, Pakistan Parwaaz Financial Services Limited Full timeJob DescriptionThe Client Relationship Specialist is responsible for establishing and maintaining strong relationships with clients, managing the SME lending portfolio, and generating new business by identifying opportunities in the market.This role involves assisting in building a profitable SME asset portfolio, ensuring timely loan processing, and...