
Credit Risk Manager
4 weeks ago
The Credit Risk Manager / Analyst will be responsible for credit analysis, identifying and assessing potential risks, and suggesting mitigation measures thereby contributing to strategic decision-making. The incumbent will provide necessary support to Team Lead in the development and implementation of credit risk management strategies at PFSL focusing on the growth of SMEs, provide risk insights for product development, risk policies, and input of risk rating and credit scoring model.
Location:
LahoreJob Type:
PermanentJob Task:
Major Responsibilities:
- Conduct comprehensive risk assessments across all facets of banking operations, including credit risk, market risk, operational risk, and liquidity risk.
- Analyze financial data, market trends, and regulatory guidelines to evaluate risk exposure and ensure compliance with relevant standards.
- Conduct thorough due diligence to assess borrower's cash flows, repayment capacity, funding requirements, and identify key business drivers and weaknesses.
- Ensure credit proposals fit with business strategy while adhering to regulatory and in-house policy framework.
- Conduct constant monitoring of credit portfolio to maintain/enhance quality and mitigate associated risks involved.
- Implement an Environmental and Social Management Systems (ESMS) framework, ensuring compliance with national environmental and social regulations.
- Utilize probability of default/loss given default models and IFRS9 standards to calculate Expected Credit Loss (ECL) of the lending portfolio development and maintain risk analytics framework for credit scoring and integration with the Enterprise Risk Management system.
- Track and report performance of risk strategies, including per-party exposure, sector exposures, and early warning signals.
- Prepare risk analysis reports and presentations for senior management, regulatory authorities, and other stakeholders.
- Stay updated with industry regulations and best practices related to risk management in the banking sector.
Functional Skills / Knowledge Areas:
- Strong proficiency in risk assessment methodologies with a deep understanding of credit risk, market risk, operational risk, and liquidity risk within the banking sector.
- Excellent analytical and problem-solving skills, with the ability to interpret financial data and market trends effectively.
- Detail-oriented with exceptional organizational skills to manage multiple tasks and prioritize effectively.
- Outstanding verbal and written communication skills.
- Proficiency in using Microsoft Office tools, particularly Excel and PowerPoint.
- Ability to work both independently and collaboratively within a team environment.
- Proactive mindset with a strong willingness to learn and adapt to new challenges.
- Experience in credit risk management within the financial services industry.
- Understanding of equity markets and associated instruments.
- Excellent interpersonal and communication skills.
- Strong sense of accountability, integrity, flexibility, adaptability, and cultural sensitivity.
- Ability to handle multiple assignments simultaneously and meet deadlines under pressure.
Eligibility Criteria:
- Minimum of a Bachelor's Degree in Business, Commerce, Finance, or related discipline. A Master's degree in Finance and/or Business Administration is preferred.
- Professional qualifications in Finance Discipline will provide an added advantage.
- Minimum of two years of relevant experience in a credit risk function or risk management within the banking or financial services industry.
- Experience in risk assessment within the SME segment would be advantageous.
-
Credit Risk Strategist
2 days ago
Lahore, Punjab, Pakistan Parwaaz Financial Services Limited Full timeThe Parwaaz Financial Services Limited seeks a skilled Credit Risk Strategist to join its team. The successful candidate will be responsible for conducting comprehensive risk assessments across all facets of banking operations, including credit risk, market risk, operational risk, and liquidity risk.Key Responsibilities:Analyze financial data, market trends,...
-
Finance and Credit Manager
10 hours ago
Lahore, Punjab, Pakistan beBee Careers Full timeThe role of a Finance and Credit Manager involves ensuring that engagement with customers on credit matters is optimized for customer experience as well as managing credit risk in line with company policies and working capital performance. This position requires working closely with sales, operational, and commercial teams.Key ResponsibilitiesReview and...
-
Risk Management Specialist
2 days ago
Lahore, Punjab, Pakistan Parwaaz Financial Services Limited Full timeWe are looking for a seasoned Risk Management Specialist to lead our credit risk management efforts. The ideal candidate will possess strong analytical skills and have a deep understanding of credit risk, market risk, operational risk, and liquidity risk within the banking sector.Responsibilities:Develop and implement effective risk management strategies to...
-
Credit Control Specialist
10 hours ago
Lahore, Punjab, Pakistan beBee Careers Full timeA Credit Control Specialist plays a critical role in optimizing customer engagement and managing credit risk. This position requires collaboration with sales, operational, and commercial teams to achieve these goals.Key TasksMonitor and analyze aged debtor reports to identify potential credit risksReview regular visit reports from the credit control team to...
-
Recoveries and Credit Management Executive
2 weeks ago
Lahore, Punjab, Pakistan Classic International Full timeWe are seeking an experienced Sales and Recoveries Manager to join our team at Classic International. As a key member of our management team, you will be responsible for driving sales growth, managing credit risk, and implementing effective collection strategies.Key Responsibilities:Develop and execute sales plans to achieve business objectivesManage...
-
Risk Modeling Expert
1 week ago
Lahore, Punjab, Pakistan FINCA Impact Finance Full timeCredit Risk ManagerFINCA Impact Finance is a global leader in responsible financial services, committed to making a positive impact on the communities we serve.We are seeking a highly skilled Credit Risk Manager to join our team and contribute to the development of our credit risk management capabilities.Your key responsibilities will include:Developing and...
-
Credit Controller
5 days ago
Lahore, Punjab, Pakistan Giant Group Full timeAt Giant Group, we have an exciting opportunity for a Credit Controller to join our growing team.Job Title: Credit ControllerLocation: Askari Corporate Tower, Main Boulevard, Gulberg III, LahoreSalary: PKR 110,000 per month + shift allowance (PKR 31,000 per month)Hours: 40 hours per week, Monday to Friday, 12:00 PM to 9:00 PMTenure: PermanentDeadline to...
-
Credit Controller
1 week ago
Lahore, Punjab, Pakistan Giant Group Full timeGet AI-powered advice on this job and more exclusive features.At Giant Group, we have an exciting opportunity for a Credit Controller to join our growing team.Job Title: Credit ControllerSalary: PKR 110,000 per month + shift allowance (PKR 31,000 per month)Hours: 40 hours per week, Monday to Friday, 12:00 PM to 9:00 PMDeadline to apply: 21st April,...
-
Credit Management Specialist
1 week ago
Lahore, Punjab, Pakistan Giant Group Full timeAbout the RoleIn this role, you will be responsible for providing professional credit control services to our clients, ensuring risk is controlled and payments are received in a timely manner.You will work closely with clients and debtors to resolve any issues and ensure high levels of customer satisfaction.Conduct collections activity in line with GF+...
-
Credit Product Representative
10 hours ago
Lahore, Punjab, Pakistan beBee Careers Full timeWe are looking for a highly skilled Credit Product Representative to join our team. As a Credit Product Representative, you will be responsible for promoting our credit products to potential customers. Your primary goal will be to educate customers about the benefits and features of our loan offerings.The ideal candidate will have excellent communication...
-
Financial Risk Analyst
2 days ago
Lahore, Punjab, Pakistan Parwaaz Financial Services Limited Full timeParwaaz Financial Services Limited is seeking a skilled Financial Risk Analyst to join its team. The successful candidate will be responsible for analyzing financial data, market trends, and regulatory guidelines to evaluate risk exposure and ensure compliance with relevant standards.Key Responsibilities:Assess borrower's cash flows, repayment capacity,...
-
Debt Recovery and Management Expert
10 hours ago
Lahore, Punjab, Pakistan beBee Careers Full timeAs a Debt Recovery and Management Expert, you will play a crucial role in optimizing customer engagement and managing credit risk. This position requires collaboration with sales, operational, and commercial teams to achieve these goals.Key ResponsibilitiesIdentify and analyze potential credit risks through aged debtor reportsReview regular visit reports...
-
Risk Management Professional
2 weeks ago
Lahore, Punjab, Pakistan The Children's Place Full timeRisk Management ProfessionalThe Risk Management Professional will be responsible for identifying and mitigating risks to The Children's Place's information assets. This includes developing and implementing risk management processes, conducting risk assessments, and recommending mitigation strategies.Responsibilities:Risk Identification: Identify potential...
-
Assistant Manager, Finance
11 hours ago
Lahore, Punjab, Pakistan Jubilee Corporation Full timeJob DescriptionThe person is performing Credit Control activities, ensuring that engagement with customers on credit matters is optimized for customer experience as well as managing credit risk in line with the company policies and working capital performance, working closely with sales team and operational/commercial teams. This position is based in Lahore...
-
Risk Management Lead
1 week ago
Lahore, Punjab, Pakistan Soltix Solutions Full timeAt Soltix Solutions, we are seeking an experienced professional to lead our risk management efforts. As a key member of our team, you will be responsible for identifying and assessing potential risks to the company.Key Responsibilities:Developing and implementing plans to mitigate identified risksMonitoring and reporting on risk management activitiesStaying...
-
Risk Management Specialist
14 hours ago
Lahore, Punjab, Pakistan beBee Careers Full timeAbout the RoleThis is an exciting opportunity to join our team as a Risk Management Specialist. The successful candidate will be responsible for identifying and mitigating risks associated with business operations.Main Duties:Develop and implement risk management strategies to minimize potential losses.Maintain awareness of emerging risks and develop...
-
Risk Management Specialist
21 hours ago
Lahore, Punjab, Pakistan Al Fareed Enterprise Full timeJob Title: Risk Management SpecialistWe are seeking a highly skilled Risk Management Specialist to join our team at Al Fareed Enterprise. The successful candidate will be responsible for identifying, assessing, and mitigating risks associated with our operations to ensure the safety and well-being of our employees, contractors, and visitors.Key...
-
Assistant Manager Risk
3 weeks ago
Lahore, Punjab, Pakistan Soltix Solutions Full timeFor the Assistant Manager Risk position at Soltix Solutions, here are the specific duties and responsibilities of the role and requirements:Requirements:MBA/M.COM/ACCA or related disciplineMinimum 2 – 5 years of professional experience in risk management, preferably within a financial institution or professional services firmStrong proficiency in Microsoft...
-
Claims and Credit Notes Specialist
2 weeks ago
Lahore, Punjab, Pakistan Service Industries Limited (SIL) Full timeAbout the Role:We are seeking a highly skilled and experienced individual to join our team as a Claims Executive. In this role, you will be responsible for managing all aspects of claims processing for the tyre division.You will maintain accurate records of all claims and credit notes, ensuring that all relevant information is up-to-date and easily...
-
Risk and Assurance Manager
1 week ago
Lahore, Punjab, Pakistan Interwood Mobel (Pvt) Ltd. Full timeAbout Our OrganizationInterwood Mobel (Pvt) Ltd. is a leading manufacturer of high-quality furniture, committed to delivering exceptional products and services to our customers.Job RoleWe are seeking a highly skilled Risk and Assurance Manager to join our team, responsible for ensuring our organization's compliance with regulatory requirements and industry...