Credit Risk Manager

4 weeks ago


Lahore, Punjab, Pakistan Parwaaz Financial Services Limited Full time

The Credit Risk Manager / Analyst will be responsible for credit analysis, identifying and assessing potential risks, and suggesting mitigation measures thereby contributing to strategic decision-making. The incumbent will provide necessary support to Team Lead in the development and implementation of credit risk management strategies at PFSL focusing on the growth of SMEs, provide risk insights for product development, risk policies, and input of risk rating and credit scoring model.

Location:

Lahore

Job Type:

Permanent

Job Task:

Major Responsibilities:

  • Conduct comprehensive risk assessments across all facets of banking operations, including credit risk, market risk, operational risk, and liquidity risk.
  • Analyze financial data, market trends, and regulatory guidelines to evaluate risk exposure and ensure compliance with relevant standards.
  • Conduct thorough due diligence to assess borrower's cash flows, repayment capacity, funding requirements, and identify key business drivers and weaknesses.
  • Ensure credit proposals fit with business strategy while adhering to regulatory and in-house policy framework.
  • Conduct constant monitoring of credit portfolio to maintain/enhance quality and mitigate associated risks involved.
  • Implement an Environmental and Social Management Systems (ESMS) framework, ensuring compliance with national environmental and social regulations.
  • Utilize probability of default/loss given default models and IFRS9 standards to calculate Expected Credit Loss (ECL) of the lending portfolio development and maintain risk analytics framework for credit scoring and integration with the Enterprise Risk Management system.
  • Track and report performance of risk strategies, including per-party exposure, sector exposures, and early warning signals.
  • Prepare risk analysis reports and presentations for senior management, regulatory authorities, and other stakeholders.
  • Stay updated with industry regulations and best practices related to risk management in the banking sector.

Functional Skills / Knowledge Areas:

  • Strong proficiency in risk assessment methodologies with a deep understanding of credit risk, market risk, operational risk, and liquidity risk within the banking sector.
  • Excellent analytical and problem-solving skills, with the ability to interpret financial data and market trends effectively.
  • Detail-oriented with exceptional organizational skills to manage multiple tasks and prioritize effectively.
  • Outstanding verbal and written communication skills.
  • Proficiency in using Microsoft Office tools, particularly Excel and PowerPoint.
  • Ability to work both independently and collaboratively within a team environment.
  • Proactive mindset with a strong willingness to learn and adapt to new challenges.
  • Experience in credit risk management within the financial services industry.
  • Understanding of equity markets and associated instruments.
  • Excellent interpersonal and communication skills.
  • Strong sense of accountability, integrity, flexibility, adaptability, and cultural sensitivity.
  • Ability to handle multiple assignments simultaneously and meet deadlines under pressure.

Eligibility Criteria:

  • Minimum of a Bachelor's Degree in Business, Commerce, Finance, or related discipline. A Master's degree in Finance and/or Business Administration is preferred.
  • Professional qualifications in Finance Discipline will provide an added advantage.
  • Minimum of two years of relevant experience in a credit risk function or risk management within the banking or financial services industry.
  • Experience in risk assessment within the SME segment would be advantageous.
#J-18808-Ljbffr
  • Credit Risk Analyst

    1 week ago


    Lahore, Punjab, Pakistan beBee Careers Full time

    Job OverviewThe Credit Risk Manager plays a crucial role in analyzing and assessing potential risks, providing essential support to senior management in developing and implementing credit risk management strategies. This includes evaluating financial data, market trends, and regulatory guidelines to identify key business drivers and weaknesses.The incumbent...

  • Credit Controller

    5 days ago


    Lahore, Punjab, Pakistan beBee Careers Full time

    As a Credit Controller, you will play a critical role in optimizing customer engagement on credit matters while managing risk in line with company policies and working capital performance.Key ResponsibilitiesReviewing and reporting on aged debtors is a significant responsibility.You will be required to conduct regular visits with the credit control team to...


  • Lahore, Punjab, Pakistan beBee Careers Full time

    Data Science Position DescriptionThis role demands a unique blend of technical skills and business acumen. As a seasoned Data Scientist, you will be instrumental in identifying trends, developing predictive models, and driving strategic decisions.Responsibilities:Design data structures to generate business insights and strategies.Lead the development of...

  • Manager Credit

    4 weeks ago


    Lahore, Punjab, Pakistan HRSI Full time

    HRSI is looking for a Manager of Credit / Business Control for one of its leading clients.Job DescriptionThis role requires a candidate with experience in Credit and Business Controls, along with relevant educational qualifications.Experience and Education Required5-7 years of experience in Credit and Business ControlsACCA, CIMA, or MBA in Finance from a...


  • Lahore, Punjab, Pakistan beBee Careers Full time

    Key ResponsibilitiesThe Credit Risk Manager will be responsible for:Conducting risk assessments across all facets of banking operations, including credit risk, market risk, operational risk, and liquidity risk.Analyzing financial data, market trends, and regulatory guidelines to evaluate risk exposure and ensure compliance with relevant standards.Ensuring...


  • Lahore, Punjab, Pakistan beBee Careers Full time

    Credit Controllers work closely with sales teams to optimize customer engagement on credit matters while managing risk in line with company policies and working capital performance.Key responsibilities include reviewing aged debtors, conducting regular meetings with sales teams, and driving proactive customer communication for timely credit management...


  • Lahore, Punjab, Pakistan beBee Careers Full time

    **Job Title:** Credit Control SpecialistThis role focuses on managing credit risk, ensuring customer experience, and optimizing engagement with customers on credit matters.


  • Lahore, Punjab, Pakistan beBee Careers Full time

    Job Title: Credit Risk ManagerThe role of a Credit Risk Manager is pivotal in identifying and evaluating potential risks, thereby contributing to strategic decision-making. This individual will provide necessary support to the Team Lead in developing and implementing credit risk management strategies, focusing on the growth of Small and Medium Enterprises...

  • Credit Controller

    3 weeks ago


    Lahore, Punjab, Pakistan Joblogic Service Management Software Full time

    3 days ago Be among the first 25 applicantsGet AI-powered advice on this job and more exclusive features.Direct message the job poster from Joblogic Service Management SoftwareSenior Technical Recruiter @Joblogic | Talent Acquisition |People Management| Talent ManagementThe Joblogic StoryEstablished in 1998, Joblogic is the #1 FSM (Field Service Management)...


  • Lahore, Punjab, Pakistan beBee Careers Full time

    The role of a Credit Control Specialist involves ensuring that customer engagement on credit matters is optimized for experience as well as managing risk in line with company policies and working capital performance.Key tasks include reviewing aged debtors, conducting fortnightly meetings with sales teams to manage slow payers, driving proactive customer...