
Residential Loan Compliance Specialist
2 days ago
Mortgage Underwriting Position Overview
We are looking for a skilled mortgage underwriter to join our team. The ideal candidate will have extensive experience in reviewing FHA and Agency loan applications.
About the Role:
- The successful candidate will be responsible for ensuring all required documents are submitted correctly and that loan files are in accordance with the latest investor guidelines and industry standards.
Key Responsibilities:
- Conduct thorough analysis of loan files to guarantee compliance with company and investor requirements.
- Review credit packages and collateral for residential mortgage loans, ensuring they meet investment grade standards.
- Verify accuracy of calculations and data integrity; prepare necessary underwriting materials.
- Collaborate with processors, loan officers, and other team members for clarification on loan file guidelines and procedures.
- Respond promptly to any post-closing reviews or audits.
Qualifications:
- A minimum of 10 years of mortgage underwriting experience is essential.
- Must have expertise in conventional, VA, FHA, and USDA loan types and products.
- Familiarity with automated underwriting systems and proficiency in Microsoft Office.
- Excellent decision-making and communication skills.
- A bachelor's degree in business or a related field is required.
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