Chief Credit Risk Professional

5 days ago


Rawalpindi Cantonment, Pakistan LOLC Microfinance Bank Limited Full time

Company Overview:


LOLC Microfinance Bank Limited is a leading financial institution that provides innovative banking solutions to its customers. Our commitment to excellence and customer satisfaction has earned us a reputation as a trusted partner in the industry.



Job Description:


We are seeking a highly skilled credit risk professional to join our team at LOLC Microfinance Bank Limited. The successful candidate will possess strong analytical skills, excellent communication abilities, and in-depth knowledge of credit risk management principles.



Key Responsibilities:


  • Credit Data Analysis: Analyze complex credit data, financial statements, and credit reports to identify trends, patterns, and potential credit risks.
  • Credit Risk Assessment: Evaluate the accuracy and effectiveness of credit risk models and methodologies, ensuring compliance with regulatory requirements and industry best practices.
  • Risk Monitoring: Continuously monitor credit risk exposures and portfolio performance, developing risk mitigation strategies to address identified risks.
  • Statistical Modeling: Utilize statistical techniques and financial models to predict the risk of default and estimate potential losses.
  • Market Intelligence: Stay up-to-date on market conditions and trends that may impact credit risk, including changes in interest rates and economic downturns.


Requirements:


  • Education: Master's or Bachelor's degree in Finance, Economics, Statistics, or a relevant field.
  • Experience: Preferably 8-10 years of relevant experience in credit risk analysis or a related field.
  • Skills: Proficiency in MS Office, strong analytics and presentation skills, ability to assess financial statements and creditworthiness, understanding of laws and regulations governing lending, and excellent communication skills.


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