
Lead Credit Risk Officer
5 days ago
Job Role:
The Lead Credit Risk Officer will be responsible for analyzing complex credit data, financial statements, and credit reports to identify trends, patterns, and potential credit risks.
Key Responsibilities:
- Credit Risk Assessment: Evaluate the accuracy and effectiveness of credit risk models and methodologies, ensuring compliance with regulatory requirements and industry best practices.
- Portfolio Performance: Continuously monitor credit risk exposures and portfolio performance, developing risk mitigation strategies to address identified risks.
- Statistical Analysis: Apply statistical techniques and financial models to analyze credit risk and estimate potential losses.
- Market Intelligence: Stay up-to-date on market conditions and trends that may impact credit risk, including changes in interest rates and economic downturns.
- Collaboration: Work closely with cross-functional teams to ensure effective implementation of credit risk strategies.
Requirements:
- Education: Master's or Bachelor's degree in Finance, Economics, Statistics, or a relevant field.
- Experience: Preferably 8-10 years of relevant experience in credit risk analysis or a related field.
- Skills: Strong analytical and presentation skills, proficiency in MS Office, ability to assess financial statements and creditworthiness, understanding of laws and regulations governing lending, and excellent communication skills.
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