Lead Credit Risk Officer

5 days ago


Rawalpindi Cantonment, Pakistan LOLC Microfinance Bank Limited Full time

Job Role:


The Lead Credit Risk Officer will be responsible for analyzing complex credit data, financial statements, and credit reports to identify trends, patterns, and potential credit risks.



Key Responsibilities:
  • Credit Risk Assessment: Evaluate the accuracy and effectiveness of credit risk models and methodologies, ensuring compliance with regulatory requirements and industry best practices.
  • Portfolio Performance: Continuously monitor credit risk exposures and portfolio performance, developing risk mitigation strategies to address identified risks.
  • Statistical Analysis: Apply statistical techniques and financial models to analyze credit risk and estimate potential losses.
  • Market Intelligence: Stay up-to-date on market conditions and trends that may impact credit risk, including changes in interest rates and economic downturns.
  • Collaboration: Work closely with cross-functional teams to ensure effective implementation of credit risk strategies.


Requirements:
  • Education: Master's or Bachelor's degree in Finance, Economics, Statistics, or a relevant field.
  • Experience: Preferably 8-10 years of relevant experience in credit risk analysis or a related field.
  • Skills: Strong analytical and presentation skills, proficiency in MS Office, ability to assess financial statements and creditworthiness, understanding of laws and regulations governing lending, and excellent communication skills.


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