Senior Manager, Digital Payment Risks

The successful candidate will manage Digital Payment risks across Pakistan and Levant, ensuring Visa's interactions with clients, partners, merchants, and other third parties on risk related matters are well informed, effective, and collectively moving the Visa ecosystem towards a stronger state. This role requires frequent collaboration with internal stakeholders across PKL, NALP and CEMEA regions.

Key responsibilities include developing and executing client engagement plans and materials to help clients optimize fraud performance, mitigate fraud and data compromise events, promote stronger authentication and data security, and enforce Visa's external risk programs and policies. Additionally, this individual will align Visa's risk-related objectives and activities with business goals in the same area to maximize long-term growth.

• Market Knowledge - Ensure deep awareness of market pulse, payment system and other risks to clients operating in each market, and past and present tactics being deployed to mitigate these risks.
• Business Alignment - Align Visa's risk-related objectives and activities with Visa's business goals in the same area to maximize long-term growth.
• Relationship Management - Engage key stakeholders (clients, partners, law enforcement, government and others) to secure support for Visa's goals and address identified risks.
• Thought Leadership - Differentiate Visa through out of box thinking and demonstrating thought leadership to payment system stakeholders on risk issues, pulling from local, regional, and global sources.
• Communication - Ensure strong communication and provide marketplace feedback around Visa's risk-related programs and policies, and other activities.

Key Responsibilities

Develop and execute client engagement plans and materials to help clients optimize fraud performance, mitigate fraud and data compromise events, promote stronger authentication and data security, and help enforce Visa's external risk programs and policies.

Align Visa's risk-related objectives and activities with Visa's business goals in the same area to maximize long-term growth.

Promote Visa Risk Products, Capabilities and Solutions within the assigned client's portfolio to differentiate Visa in the Payments Ecosystem.

Drive customized risk engagements and provide focus to key clients, fintechs, merchants, and emerging payment stakeholders.

Deliver client engagement plans and materials to help clients optimize fraud performance, determine the type and frequency of engagements.

Provide Risk analytics support for the markets supported for existing clients & other stakeholder engagements.

As a risk expert, this role will collaborate with Central Europe, Middle East and Africa (CEMEA) Risk team members, client account executives, Merchant Sales and Acceptance (MS&A), Visa Rules, Visa Consulting and Analytics (VCA), Data scientists, Product leaders and Visa Ethics & Compliance to deliver innovative risk strategies, fraud reduction opportunities and payment system intelligence.

Lead ad-hoc projects in support of overall risk and corporate initiatives.

Participate in market forums (e.g. clients, law enforcement, regulators, industry participants), and drive consumer awareness campaigns of payment system stakeholders to drive greater awareness and support for Visa's payment system risk strategy.

Be the point of reference in all risk-related engagement with regulatory and industry bodies.

The ideal candidate should have experience in managing fraud risk, transaction monitoring operations and suspicious transaction review. A good understanding of acquiring risk landscape across the credit lifecycle is also essential.

Other requirements include:

• Experience with the credit risk landscape across the credit lifecycle.
• Good understanding of and experience with acquiring risk with hands-on application experience improving the acquiring risk posture of an entity.
• Good understanding of illegitimate transaction flow typologies, root causes, and key signs.
• Managed third-party risk assessment, responsibility for evaluating risk controls, and reviewer of risk control reporting in the organization.
• Self-starter with excellent communication skills, both oral and written.
• Ability to drive results with multiple stakeholders and cultivate strong and trusted relationships with internal stakeholders, clients, partners, and regulators.

Visa offers a competitive compensation package and opportunities for professional growth and development.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.