Credit Risk Professional

8 hours ago


Lahore, Punjab, Pakistan Parwaaz Financial Services Limited Full time
About the Role:

We are seeking a highly skilled Credit Risk Manager / Analyst to join our team at Parwaaz Financial Services Limited. The successful candidate will be responsible for identifying and assessing potential risks, suggesting mitigation measures, and contributing to strategic decision-making.

The incumbent will work closely with the Team Lead to develop and implement credit risk management strategies, focusing on the growth of SMEs, providing risk insights for product development, risk policies, and input of risk rating and credit scoring model.

Key Responsibilities:

  • Analyze financial data, market trends, and regulatory guidelines to evaluate risk exposure and ensure compliance with relevant standards.
  • Conduct thorough due diligence to assess borrower's cash flows, repayment capacity, funding requirements, and identify key business drivers and weaknesses.
  • Ensure credit proposals fit with business strategy while adhering to regulatory and in-house policy framework.
  • Implement an Environmental and Social Management Systems (ESMS) framework, ensuring compliance with national environmental and social regulations.

Requirements:

  • Strong proficiency in risk assessment methodologies with a deep understanding of credit risk, market risk, operational risk, and liquidity risk within the banking sector.
  • Excellent analytical and problem-solving skills, with the ability to interpret financial data and market trends effectively.
  • Detail-oriented with exceptional organizational skills to manage multiple tasks and prioritize effectively.


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