Anti-Money Laundering Analyst

Company Description

Digitt Plus is dedicated to advancing financial inclusion by providing accessible and innovative solutions across various sectors. From supporting rural communities and farmers to enhancing merchants' experiences with seamless services like payments, payroll, and Wallet as a Service, we leverage Open API technology to simplify finance. Our user-friendly tools are designed to bridge financial gaps, encourage economic growth, and foster prosperity. At Digitt Plus, we strive to make finance simple, inclusive, and impactful for everyone.

Role Description

This is a full-time, on-site role based in
Lahore
. The
AML Analyst
will play a key role in ensuring the company's compliance with all applicable Anti-Money Laundering (AML) and Counter Financing of Terrorism (CFT) regulations.

Key Responsibilities:

• Monitor customer transactions to identify suspicious or unusual activity in line with AML/CFT regulations.
• Conduct investigations and prepare
  Suspicious Transaction Reports (STRs)
  and
  Cash Transaction Reports (CTRs)
  for onward submission to relevant authorities.
• Assist in the implementation and periodic review of AML/CFT policies, procedures, and controls.
• Perform
  Customer Due Diligence (CDD)
  ,
  Enhanced Due Diligence (EDD)
  , and ongoing monitoring of high-risk customers.
• Support audits and regulatory inspections by maintaining accurate and up-to-date documentation.
• Conduct AML risk assessments and report findings to the Compliance Head.
• Collaborate with Operations, Risk, and Business teams to ensure compliance across all customer and merchant onboarding activities.
• Review alerts generated by transaction monitoring systems and escalate potential red flags.
• Participate in AML/CFT awareness and training sessions for staff.
• Stay updated with local and international AML regulations, FATF guidelines, and SBP directives.
• Ensure data confidentiality and maintain ethical standards in all compliance-related operations.

Qualifications

• Strong understanding of
  AML regulations
  ,
  Know Your Customer (KYC)
  ,
  Customer Due Diligence (CDD)
  , and
  Suspicious Transaction Reporting (STR)
  requirements.
• Familiarity with
  FATF
  ,
  SBP
  , and
  FIA
  compliance guidelines.
• Experience with STR filings and
  transaction monitoring systems
  , data analysis, and report preparation.
• Analytical and problem-solving skills to detect and mitigate money laundering risks.
• Strong communication and interpersonal skills, with the ability to work collaboratively across departments.
• Attention to detail, integrity, and confidentiality in handling sensitive information.
• Bachelor's or Master's degree in
  Finance
  ,
  Business Administration
  ,
  Law
  , or a related field.
• 1–3 years
  of relevant experience in AML, compliance, or financial risk management (experience in the fintech or EMI sector preferred).