
Insurance Verification Specialist
5 days ago
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About the Role:
This is a full-time, onsite position requiring the selected candidate to work night shifts aligned with U.S. Central Time (8 PM – 4 AM PKT) designed to support the Insurance Verification process for Psychiatry and Behavioral Health billing under U.S. healthcare systems. The Associate – Insurance Verification will be responsible for obtaining accurate patient insurance benefit information, verifying coverage, identifying authorizations/referrals, and ensuring proper documentation to streamline the revenue cycle.
The ideal candidate should have a strong command of insurance portals, an understanding of payer-specific rules, and be comfortable communicating with patients, payers, and internal teams.
Key Responsibilities:
- Verify patient insurance eligibility and benefits for psychiatric services via insurance portals and payer contact.
- Identify primary/secondary insurances, including Private Insurance, Dependent Insurance, Medicare, and Medicaid plans.
- Determine whether the case requires prior authorizations or referrals as per payer guidelines and document accordingly.
- Review Coordination of Benefits (COB) and notify patients if updates are required.
- Clearly communicate financial responsibilities to patients, including deductibles, co-pays, co-insurance, and update patient profiles accordingly.
- Demonstrate proficiency in insurance verification portals such as Availity, Navinet, UHC, etc.
- Ensure that insurance contracts and payer-specific agreements are taken into account during verification.
- Maintain up-to-date and accurate patient demographic information in the billing/EMR systems.
- Collaborate with patients and internal departments to gather all necessary information before scheduled appointments.
- Liaise with insurance carriers directly when online eligibility verification is not possible.
- Collect and forward eligibility, termination, and insurance resource information to the Billing Department for accurate claim processing.
- Answer queries from patients, front-office staff, and insurance representatives regarding eligibility, benefits, and payment obligations.
- Investigate and resolve patient or insurance-related complaints related to insurance verification or coverage issues.
- Ensure strict compliance with HIPAA and patient confidentiality regulations.
Requirements:
- Intermediate/A-levels and/or Bachelor's degree in Healthcare Administration, Finance, or a related field (preferred).
- night shifts aligned with U.S. Central Time (7 PM – 4 AM PKT)
- 1–2 years of experience in U.S. medical insurance verification, preferably in Psychiatry or Behavioral Health RCM.
- Strong working knowledge of insurance verification processes, eligibility rules, COB, and prior authorization protocols.
- Familiarity with insurance portals (e.g., Availity, Navinet, UHC Provider Portal, etc.).
- Ability to interpret payer-specific guidelines and insurance contracts.
- Proficient in using EMRs and medical billing systems.
- Excellent communication skills (verbal and written) in English.
- Proficiency in MS Excel, Google Sheets, and basic documentation/reporting tools.
- Associate
- Full-time
- Health Care Provider and Other
- Hospitals and Health Care and Insurance
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