Credit Risk Analysis Lead

1 week ago


Lahore, Punjab, Pakistan Parwaaz Financial Services Limited Full time
About the Role

The Credit Risk Manager will be responsible for assessing and managing potential risks in our credit portfolio, ensuring that we maintain a strong and stable financial position.

Key Accountabilities
  • Conduct thorough due diligence to assess borrower's cash flows, repayment capacity, funding requirements, and identify key business drivers and weaknesses.
  • Ensure credit proposals fit with business strategy while adhering to regulatory and in-house policy framework.
  • Implement an Environmental and Social Management Systems (ESMS) framework, ensuring compliance with national environmental and social regulations.
  • Utilize probability of default/loss given default models and IFRS9 standards to calculate Expected Credit Loss (ECL) of the lending portfolio development and maintain risk analytics framework for credit scoring and integration with the Enterprise Risk Management system.
Skills and Qualifications
  • Strong proficiency in risk assessment methodologies with a deep understanding of credit risk, market risk, operational risk, and liquidity risk within the banking sector.
  • Excellent analytical and problem-solving skills, with the ability to interpret financial data and market trends effectively.
  • Detail-oriented with exceptional organizational skills to manage multiple tasks and prioritize effectively.

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