Digital Banking Group Officer

5 days ago


Lahore, Punjab, Pakistan Allied Bank Limited Full time

About the Job:

We are looking for a highly skilled Digital Banking Group Officer to manage the debit card portfolio and implement feature enhancements. The successful candidate will contribute to product launches, analyze product profitability, and prepare reports for internal and external stakeholders.

Main Responsibilities:

  1. Implement feature enhancements and product updates to manage the debit card portfolio
  2. Formulate PPMs, conduct cost-benefit analyses, and secure necessary approvals for product launches
  3. Extract data from existing portfolios with the help of MIS teams to analyze product profitability
  4. Prepare and submit monthly/quarterly reports on cards in circulation for internal and external stakeholders
  5. Review processes and policies in line with product enhancements and audit findings
  6. Oversee 1Link biller onboarding and deployment on ADCs after obtaining necessary approvals
  7. Assist in paying SBLC commissions to payment schemes following regulator and management approvals
  8. Collaborate on marketing plans for product launches/re-launches, including card collateral, press ads, website & social media content, SMS, email, and ATM idle loop screens
  9. Develop card budget formulations based on existing trends and future plans
  10. Maintain liaison with payment schemes for issues and prospective product offers
  11. Update the Schedule of Charges bi-annually to reflect card products in line with peer bank offerings
  12. Perform other assignments as assigned by higher management

Necessary Skills:

  • Strong analytical, critical thinking, multi-tasking, and communication skills
  • Ability to work under pressure, solve problems, and make decisions
  • Thorough knowledge of regulatory requirements, banking operations, and other banking policies and procedures
  • Proficiency in MS Office
  • Capacity to develop card products according to market research and customer needs

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