Card Product Management Specialist

5 days ago


Lahore, Punjab, Pakistan Allied Bank Limited Full time

About the Role:

We are seeking a skilled Card Product Management Specialist to join our Digital Banking Group. As a key member of the team, you will be responsible for managing the debit card portfolio, implementing feature enhancements, and formulating product launches.

Key Responsibilities:

  • Manage the debit card portfolio by implementing feature enhancements and product updates
  • Contribute to product launches by formulating PPMs, conducting cost-benefit analyses, and securing necessary approvals
  • Analyze product profitability by extracting data from existing portfolios with the help of MIS teams
  • Prepare and submit monthly/quarterly reports on cards in circulation for internal and external stakeholders
  • Review processes and policies in line with product enhancements and audit findings
  • Oversee 1Link biller onboarding and deployment on ADCs after obtaining necessary approvals
  • Assist in paying SBLC commissions to payment schemes following regulator and management approvals
  • Collaborate on marketing plans for product launches/re-launches, including card collateral, press ads, website & social media content, SMS, email, and ATM idle loop screens
  • Develop card budget formulations based on existing trends and future plans
  • Maintain liaison with payment schemes for issues and prospective product offers
  • Update the Schedule of Charges bi-annually to reflect card products in line with peer bank offerings
  • Perform other assignments as assigned by higher management

Requirements:

  • Strong analytical, critical thinking, multi-tasking, and communication skills
  • Ability to work under pressure, solve problems, and make decisions
  • Thorough knowledge of regulatory requirements, banking operations, and other banking policies and procedures
  • Proficiency in MS Office
  • Capacity to develop card products according to market research and customer needs


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