Financial Analytics Specialist

2 days ago


Lahore, Punjab, Pakistan beBeeDataScientist Full time 6,000,000 - 9,000,000

FINCA Impact Finance believes in the power of Inclusive Finance. We are a global leader of responsible financial services, comprised of 17 full-service banks and microfinance institutions serving over 2.8 million customers with various products and services.

We welcome candidates with diverse backgrounds and career stages. Our team is passionate about financial services that make a positive impact.

The role requires use of relevant data to develop credit risk scoring models, provide insights to influence credit decisioning, and execute end-to-end data science projects using a proven structure and methodology approach.

Key accountabilities include defining data modelling requirements, developing scorecard models, utilizing internal and external data sources, working on big data environments, and supporting implementation teams on model testing processes.

Job Specification

Qualifications

  • Bachelor's Degree preferably in Statistics, Mathematics, Actuarial Science, Computer Science or a related quantitative field, and at least 4 years of experience in a commercial banking environment.

Experience

  • A minimum of 4 years of proven data science and analytics performance.
  • Experience with relational databases, SQL queries, and OLAP cubes.
  • Development of Credit Score Cards is a requirement.
  • Experience with common Data Science toolkits, such as R, Python, Weka, NumPy, MatLab, etc.
  • Excellence in R and/or Python is highly desirable.
  • Risk analytics expertise, including model development, strategy, framework, scorecard development, documentation, validation, governance, implementation, and automation.
  • Machine Learning modelling techniques.
  • Understanding credit bureaus and non-traditional data providers.

Knowledge and Skills

  • Applied Statistics skills, Scripting and Programming skills.
  • Agile Software Development process and performance metric tools.
  • Machine learning techniques and Algorithms, such as k-NN, Naive Bayes, SVM and Decision Forests.
  • Data concepts and experience in data management capabilities.
  • Presentation skills, business writing, and verbal communication skills.
  • Problem-solving and critical thinking skills.
  • Data governance issues, policies, regulatory requirements, and industry information affecting the business environment.
  • Collaboration and teamwork skills.
  • Interpersonal and leadership skills.
  • Results orientation, willingness to commit to a direction and drive operations to completion.
  • Ability to break down complex problems and projects into manageable goals.
  • Ability to synthesize and analyze diverse data and information, develop, and recommend strategies.

Language Skills

  • Fluency in English required
  • Availability to travel up to 30% of the time


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