Risk Manager

14 hours ago

Rawalpindi, Punjab, Pakistan ACE Money Transfer Full time 600,000 - 1,200,000 per year

Job Title: Risk Manager ManagerReporting to:MLROAlternate Reporting:CEODepartment:ComplianceLocation:Pakistan

Position Summary:
The Risk Manager will be responsible for developing, implementing, and overseeing risk management frameworks to identify, assess, and mitigate risks across ACE Money Transfer's operations. This includes financial, operational, strategic, technological, and reputational risks.

The Risk Manager will play a central role in embedding risk culture across the business, supporting new product and market risk assessments, conducting scenario analysis, and ensuring compliance with regulatory risk management standards. The role will also provide senior leadership with regular risk reporting, insights, and recommendations to ensure the company operates within its defined risk appetite.

Job Responsibilities:

  • Risk Identification & Assessment
  • Lead risk identification processes across all business units
  • Maintain and update the corporate risk register, ensuring emerging risks are captured and evaluated
  • Conduct regular risk assessments for new products, markets, and strategic initiatives
  • Risk Monitoring & Control
  • Oversee implementation of risk control measures and track their effectiveness
  • Monitor key risk indicators (KRIs) and ensure early warning systems are in place
  • Conduct stress testing and scenario analysis to assess the organization's resilience
  • Enterprise Risk Framework
  • Develop and maintain risk management frameworks, policies, and procedures
  • Ensure alignment of the risk management program with international standards (e.g., ISO 31000, COSO ERM)
  • Support the integration of risk management practices into day-to-day operations
  • Reporting & Governance
  • Prepare regular risk reports for the senior management, and the board
  • Highlight material risks, mitigation strategies, and required management actions
  • Support regulatory reporting requirements related to risk management
  • Training & Awareness
  • Deliver training to staff on risk awareness and risk management practices
  • Promote a culture of proactive risk identification and accountability across departments
  • Leadership & Coordination
  • Supervise and mentor risk analysts
  • Coordinate with compliance, fraud, internal audit, and operations to ensure risk oversight is comprehensive
  • Lead cross-functional risk workshops and risk assessments.

Qualifications and Skills:

  • Bachelor's degree in Finance, Business, Risk Management, Economics, or a related field (Master's or professional certification preferred, e.g., FRM, PRM, IRM)
  • Minimum 7 years' experience in risk management within financial services, payments, or remittance industry
  • Strong knowledge of enterprise and operational risk management frameworks
  • Experience with risk assessment tools, data analytics, and reporting systems
  • Excellent analytical, problem-solving, and decision-making skills
  • Strong communication and presentation skills, with ability to influence senior stakeholders
  • Ability to work independently and manage multiple priorities under tight deadlines
  • Proven leadership and team development skills

Powered by JazzHR

DaC7HP25xx

  • Junior Manager

    5 days ago

    Rawalpindi, Punjab, Pakistan HRPSP - Your Strategic HR Partner Full time 900,000 - 1,200,000 per year

    We're Hiring: Junior Manager / Analyst – Strategy (M&A)Location: Rawalpindi / IslamabadDepartment: Strategy & M&AAbout the RoleWe are looking for a dynamic Junior Manager / Analyst – Strategy (M&A) to support our corporate strategy and M&A initiatives. Reporting to the General Manager Strategy, this role is pivotal in conducting market research,...

  • Operations Manager

    3 days ago

    Rawalpindi, Punjab, Pakistan Halan Microfinance Bank Full time 1,200,000 - 3,600,000 per year

    Company DescriptionWelcome to Halan Microfinance Bank, where financial empowerment meets innovation. We are dedicated to transforming lives by providing accessible, reliable, and sustainable financial services tailored for micro, small, and medium enterprises. Whether you're seeking a loan, savings solution, or secure deposit, we are here to support your...

  • Senior Finance Manager

    2 weeks ago

    Rawalpindi, Punjab, Pakistan Premier Choice International Full time 700,000 - 1,200,000 per year

    Key ResponsibilitiesProcurement, Vendor & Contractor OversightDirect end-to-end PO review and approval, ensuring demand validation, rate/BOQ alignment, and compliance with procurement policies.Control vendor billing and payables: invoice verification against POs/GRNs/contracts, accurateERP NetSuite & Oracle posting, and monthly vendor reconciliations.Manage...

  • Senior Manager

    5 days ago

    Rawalpindi, Punjab, Pakistan HRPSP - Your Strategic HR Partner Full time 1,500,000 - 2,500,000 per year

    We're Hiring: Senior Manager / Manager – Corporate StrategyLocation: Rawalpindi / IslamabadDepartment: Strategy & M&AAbout the RoleWe are seeking a highly driven Senior Manager / Manager – Corporate Strategy to join our leadership team. The role reports directly to the Director Strategy & M&A and is positioned at N-2 level.This is a pivotal position...

  • MTO - Project Management

    1 week ago

    Rawalpindi, Punjab, Pakistan Trickle Up Full time 104,000 - 130,878 per year

    We are seeking a motivated and ambitious individual to join our MTO Programme in Project Management. As a Management Trainee Officer, you will initially focus on learning and mastering core project management tasks while working closely with clients and internal teams. With structured guidance and hands-on experience, you will gradually take on broader...

  • MTO - Project Manager

    1 week ago

    Rawalpindi, Punjab, Pakistan Trickle Up Full time 500,000 - 800,000 per year

    We are seeking a motivated and ambitious individual to join our MTO Programme in Project Management. As a Management Trainee Officer, you will initially focus on learning and mastering core project management tasks while working closely with clients and internal teams. With structured guidance and hands-on experience, you will gradually take on broader...

  • MTO - Project Management

    1 week ago

    Rawalpindi, Punjab, Pakistan Trickle Up Full time 104,000 - 130,878 per year

    We are seeking a motivated and ambitious individual to join ourMTO Programme in Project Management. As a Management Trainee Officer, you will initially focus on learning and mastering core project management tasks while working closely with clients and internal teams. With structured guidance and hands-on experience, you will gradually take on broader...

  • Credit Analyst

    5 days ago

    Rawalpindi, Punjab, Pakistan CLOUD DATA PVT LTD Full time 600,000 - 780,000 per year

    Job Description:Quality Monitoring and AssessmentCompliance and Risk ManagementPerformance Analytics and ReportingDocumentation and Record-KeepingRequirement:Bachelors degree ·Problem-solving skills·Communication skills.·Active listening skills.Job Type: Full-timePay: Rs45, Rs65,000.00 per monthWork Location: In person

  • Student Care/Cluster Manager –

    1 week ago

    Rawalpindi, Punjab, Pakistan Source Code Academia Full time 104,000 - 130,878 per year

    At Source Code Academia, we are committed to delivering a seamless and impactful learning experience for our students. As aStudent Care / Cluster Manager, you will be at the heart of this mission — acting as the primary bridge between students, faculty, and administration. Your role will ensure that students receive timely support, smooth class...

  • Quality Control

    2 weeks ago

    Rawalpindi, Punjab, Pakistan CLOUD DATA PVT LTD Full time 32,000 - 35,000 per year

    QC Officer Job Responsibilities:Undertakes risk analysis.Completes quality assurance reviews.Analyzes data to verify information and uncover fraud.QC Officer Qualifications/Skills:Banking ExperienceExcel / word/ PDFAttention to detail.Analytical and critical thinking skillsQuantitative skillsStrong time management and multitasking skillsStrong communication...