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Product Manager – Auto Finance

3 weeks ago

Karachi, Sindh, Pakistan JS Bank Full time 900,000 - 1,200,000 per year

Position: Product Manager – Auto Finance

Grade: OG-1 to AVP-1

Location: Karachi

At JS Bank, we are committed to fostering employee growth by offering opportunities to diversify skills and advance within the organization. We are pleased to announce an exciting opening for the role of
Product Manager – Auto Finance
.

Education & Experience

  • Bachelor's degree in Business or related field (Master's preferred).
  • Minimum 3 years of banking or related experience.
  • Strong communication, stakeholder management, Excel, and presentation skills.
  • Knowledge of standard banking policies & procedures.

Key Responsibilities

  • Lead
    Annual Product Program reviews
    for Auto Finance.
  • Drive
    Annual Sales Budgeting
    in line with product strategy.
  • Launch and manage
    new product variants
    from planning to rollout.
  • Coordinate with stakeholders (IT, Marketing, Operations, CAD, etc.) for smooth execution.
  • Develop acquisition avenues such as institutional sales, conventions & digital sales.
  • Monitor sales performance, application processing, TATs, and approval ratios.
  • Conduct
    market research & competitive analysis
    to maintain a market edge.
  • Ensure
    customer complaints
    related to Auto Finance are closed within assigned TATs.
  • Identify process gaps and support
    automation & digitization initiatives
    .
  • Collaborate on cross-functional and management-level projects as required.

Stakeholder Engagement

  • Internal:
    CIU, CAD, FRMU, Marketing, Operations, IT, HR & L&D.
  • External:
    Existing & new-to-bank customers, State Bank of Pakistan.