Loan Officer ME

1 week ago

Pakistan ROZEE Full time 1,200,000 - 1,800,000 per year

Industry:

Banking/Financial Services

Category:

Sales & Business Development

Total Position:

35+

Job Type:

Full Time/Permanent ( First Shift (Day) )

Department:

Human Resource

Job Location:

All Cities

Gender:

No Preference

Minimum Education:

Bachelors

Degree Title:

MBA,B.COM,MA economics, Statistics, Math & BS/MS agriculture

Career Level:

Experienced Professional

Minimum Experience:

Fresh(Fresh & Experience Candidates both will be considered who are passionate in Sales & Marketing)

Salary Range:

PKR. 50,000 to 60,000/Month

Apply By:

Oct 10, 2025

Posted On:

Sep 10, 2025

Job Description

Business Growth

  • Identify new MSME/ small business enterprises & Housing loan prospects in the assigned area. Assess their loan requirements based on customer need and present appropriate loan proposals to the credit committee for approval.
  • Develop and analyze financial statements of the MSMEs in order to access the financial soundness of the business and his repayment capacity.
  • Conduct loan appraisal, collect and verify detailed information (personal, business, guaranties and collateral pertaining to MSMEs) to open new MSME loan accounts.
  • Prepares and execute loan contracts and arrange for disbursement of loan.
  • Receive feedback of MSME & Housing clients for product enhancements and new product requirements and share with line manager.
  • Gain insight on competitor\'s product offerings for MSME& Housing clients and provide feedback to the line manager.
  • Cross-sell other KMBL products to clients, especially liability products to MSME clients.

Service Quality

  • Maintain good relationship with MSME & Housing clients and promptly address their queries regarding loan and other banking facilities.
  • Meet internal service standards and ensure no service related complaints are received from customers.
  • Address customer complaints in line with KMBL complaint handling guidelines

3. Portfolio Management

  • Monitor MSME & Housing loans and ensure their timely repayments. Ensure timely intimation to clients regarding due date and payment amount.
  • Maintain regular contact with MSME clients to monitor their business status and loan utilization so that loan is recovered as per repayment schedule..
  • Ensure timely follow-up with late payment and default customers to resume payments as per repayment schedule. Make customer aware of the implications of late payments & default in term of penalties and reporting in eCIB

4. Compliance

  • Conduct, complete and process MSME loan booking / documentation in strict compliance with KMBL's policies, procedures and ethical standards.
  • Thoroughly review KIM & MSME Procedures to understand products and processes.
  • Thoroughly review Prudential Regulations for MFBs to ensure policy compliance.

Required Skills

Driving Business Growth, MS Excel, Analytical Skills, Communication Skills, Time Management , Portfolio Management,

We are an equal opportunity employer and value talent diversity at our Bank. We do not discriminate on the basis of age, color, gender, marital status, race, religion, or disability status. Therefore, all qualified candidates are welcomed and encouraged to apply on our positions.

  • Loan Officer

    2 weeks ago

    Pakistan ROZEE Full time

    Industry:Banking/Financial ServicesCategory:RetailTotal Position:35+Job Type:Full Time/Permanent ( First Shift (Day) )Department:RetailJob Location:All CitiesGender:No PreferenceMinimum Education:MastersCareer Level:Entry LevelMinimum Experience:FreshApply By:Nov 20, 2025Posted On:Oct 20, 2025Job DescriptionBusiness Growth: Identify new MSME/ small business...

  • Senior Officer

    1 week ago

    Pakistan PAKISTAN OILFIELDS LIMITED Full time 900,000 - 1,200,000 per year

    Posted date14th September, 2025Last date to apply21st September, 2025LocationsHead OfficeCategoryFinanceQualification:Graduate / Master in Finance, recognized from HEC.Experience:Minimum 03 years of relevent post qualification experience.Skills:Familiar of accounting and reporting framework as applicable in Pakistan and related Rules and Regulations.Having...

  • Retail Credit Operations Associate

    2 weeks ago

    Pakistan Fulcrum Pvt Ltd Full time 300,000 - 600,000 per year

    Fulcrum Pvt Ltd is looking for a "Remote Retail Credit Operations Associate" for our leading banking client.Key Responsibilities:Perform thorough verification of loan documents for Home Loans, Auto Loans, and Loans Against Property (LAP) as per standard guidelines.Execute accurate loan disbursals and system updates, adhering to strict maker-checker...

  • Verification Officer

    1 week ago

    Pakistan ROZEE Full time 720,000 per year

    Industry:Banking/Financial ServicesCategory:RetailTotal Position:10Job Type:Full Time/Permanent ( First Shift (Day) )Department:Risk ManagementJob Location:Multiple CitiesGender:No PreferenceMinimum Education:BachelorsCareer Level:Entry LevelMinimum Experience:1 YearSalary Range:PKR. 50,000 to 60,000/MonthApply By:Nov 3, 2025Posted On:Oct 3, 2025Job...

  • Executive (Joint Ventures)

    1 week ago

    Pakistan PAKISTAN OILFIELDS LIMITED Full time 900,000 - 1,200,000 per year

    Posted date14th September, 2025Last date to apply21st September, 2025LocationsHead OfficeCategoryFinanceQualification:CA Inter with Articleship from reputed firm.Experience:Minimum 03 years of relevent post qualification experience.Skills:Familiar of accounting and reporting framework as applicable in Pakistan and related Rules and Regulations.Having good...

  • Editorial Operations Associate

    2 weeks ago

    Pakistan Octus Full time 300,000 - 600,000 per year

    We are looking for an Editorial Operations Associate who can support news monitoring coverage across our APAC, EMEA and Americas products. We are rapidly growing our team in Pakistan, with a new office opening in the coming months and lots of room for growth. You'll have the opportunity to be a part of a fast-paced, New York-headquartered global organization...

  • Executive (Payroll & IT Development)

    1 week ago

    Pakistan PAKISTAN OILFIELDS LIMITED Full time 600,000 - 1,200,000 per year

    Posted date14th September, 2025Last date to apply21st September, 2025LocationsHead OfficeCategoryFinanceQualification:CA Inter with Articleship from reputed firm.Experience:Minimum 03 years of relevent post qualification experience.Skills:Familiar of accounting and reporting framework as applicable in Pakistan and related Rules and Regulations.Having good...

  • Regional Sales Manager

    2 weeks ago

    Pakistan Transsion Holdings Full time 1,200,000 - 3,600,000 per year

    About the jobJob Title: Regional Sales Manager (RSM) – SouthLocation: South Regions (Pakistan)Salary Package: PKR 200k + BenefitsMANDATORY EXPERIENCE OF MOBILE PHONES OR MOBILE ACCESSORIES IS REQUIRED.Job Overview:We are looking for a highly driven and result-oriented Regional Sales Manager (RSM) to lead and oversee sales operations across the South...

  • Short-Term Consultancy: Trainer for Cooperative Management Training for Women Farmers on Access to Finance – Baltistan Region

    7 days ago

    Pakistan Agribusiness Support Fund (ASF) Full time 30,000 - 90,000 per year

    Posted date28th October, 2025Last date to apply30th October, 2025CountryPakistanLocationsBaltistanCategoryTraining & DevelopmentTypeConsultancyPosition1Experience5 yearsTerms of Reference (ToR)Short-Term Consultancy: Trainer for Cooperative Management Training for Women Farmers – Baltistan RegionProject: GROW-Pak – Creating Resilient Opportunities for...

  • Principle .Net+Angular Developer

    1 week ago

    Pakistan VeriPark Full time 80,000 - 150,000 per year

    We enable financial institutions to become digital leaders. As a professional team of global scale, we work with best clients for great and exciting projects, in an environment where we learn amazing things every day. Each code, each voice, each contribution, each challenge, each success is celebrated here.We welcome candidates who share our values, have...