Credit Card Product Specialist

1 week ago

Karachi, Sindh, Pakistan PayTech Nexus Ltd Full time 900,000 - 1,200,000 per year

JOB TITLE: Credit Card Product Specialist

TERM: 12 months

CLIENT LOCATION: Karachi, Pakistan

DIVISION: Cards

REPORTS TO: Head of Cards

RELEVANT EXPERIENCE: Experience: 10 years of experience in credit card product management or product launch

MANDATORY REQUIREMENTS**:

  • Local Experience: Experience in the Pakistan banking market
  • Technical Skills: Proficiency in product management (Credit) and project management
  • Language Requirements: Fluency in English and Urdu

PURPOSE OF THE PROJECT

The Cards Product Specialist will lead the planning, development, and execution of the credit card product launch. This role requires collaboration with various teams including marketing, finance, risk management, and technology to gather inputs, define product requirements, and ensure alignment with overall business objectives.

Key Activities

Core Responsibilities and Accountabilities

  • Product Launch Strategy & Execution: Lead the planning, development, and execution of the credit card product launch. Define launch objectives, timelines, and metrics, emphasizing high-impact features that address customer needs
  • Benefit & Feature Development: Design and implement compelling credit card benefits and features, including rewards programs, cashback, and travel perks, tailored to the preferences of Pakistans customer base
  • Cross-functional Collaboration: Collaborate closely with various teams including marketing, finance, risk management, and technology to gather inputs, define product requirements, and ensure alignment with overall business objectives
  • Market Research & Competitive Analysis: Conduct research to understand the preferences of credit card customers in Pakistan, focusing on benefits such as travel rewards, lifestyle privileges, and exclusive access
  • Performance Monitoring & Optimization: Monitor key performance indicators (KPIs) such as card acquisition, activation, usage, and retention rates to track product performance
  • Regulatory Compliance & Risk Management: Ensure all credit card benefits and features comply with Pakistan regulatory requirements and align with local banking standards

KPIs

  • Execution timeline: successful card luanch on time and on budget
  • Financial Performance: Growth in card issuance and spend
  • Customer Acquisition and Engagement: Increase in customer acquisition and engagement
  • Customer Satisfaction: Superior customer experience and satisfaction
  • Operational Efficiency: Timely and effective product roll-out and commercialization

Knowledge and Experience

  • Education: Bachelor's degree in business, Marketing, Finance, or a related field (MBA or relevant advanced degree preferred)
  • Experience: 10 years of experience in credit card product management or product launch within the financial services or payments industry
  • Skills: Proven expertise in credit card product development, especially in designing and implementing benefits and features

  • Architect – ATM and Cards

    1 week ago

    Karachi, Sindh, Pakistan Virtuosoft Full time $150,000 - $200,000 per year

    The ATM and Cards Architect will create the vision to design state of the art architecture landscape for ATMs as a channel and Cards as a Product offering. This will require close association with heads of departments and product owners of Consumer Banking, to provide technology strategies and customer-focused solutions across domains. The candidate will act...

  • Portfolio Growth Leader

    7 days ago

    Karachi, Sindh, Pakistan beBeeLeadership Full time $70,000 - $146,000

    Job OverviewWe are seeking a highly skilled professional to manage portfolio growth and customer engagement throughout the lifecycle of a card customer.This is an excellent opportunity for someone with experience in delivery of large, complex projects/programs of diverse size in a cross-functional, multicultural environment.The ideal candidate will have a...

  • Architect – ATM and Cards

    2 weeks ago

    Karachi, Sindh, Pakistan Virtuosoft Full time

    6 days ago Be among the first 25 applicantsDirect message the job poster from VirtuosoftHR Manager @ Virtuosoft | CHRP PIPD | Helping Companies Build High-Performance Teams & Strong People CultureThe ATM and Cards Architect will create the vision to design state of the art architecture landscape for ATMs as a channel and Cards as a Product offering. This...

  • Credit Risk Specialist

    2 weeks ago

    Karachi, Sindh, Pakistan beBeeCredit Full time 800,000 - 1,200,000

    Job DescriptionWe are seeking a highly analytical and organized individual to join our team as a Credit Analyst. The successful candidate will be responsible for analyzing and processing credit proposals and applications, ensuring smooth implementation of front-end automation of credit processes, and regulating all approvals within the Credit Policy and...

  • Credit Appraisal Specialist

    4 days ago

    Karachi, Sindh, Pakistan beBeeFinance Full time 2,500,000 - 3,500,000

    Financial Services SpecialistWe are seeking a highly skilled individual to play a critical role in scrutinizing and assisting in credit appraisals for Consumer and SME categories.Main Responsibilities:Verify document accuracy and completeness before forwarding for assessment.Conduct pre-approval checks on credit proposals, including CAM contents,...

  • Business Development Specialist: Commercial Cards

    4 days ago

    Karachi, Sindh, Pakistan beBeeCommercial Full time $60,000 - $90,000

    Corporate Card Sales Manager Job SummaryThe Corporate Card Sales Manager is responsible for supporting the expansion of commercial cards through proactive sales initiatives and comprehensive operational support. The role involves driving the onboarding of new clients, overseeing card issuance, and providing seamless post-issuance services such as managing...

  • Manager- Corporate Card Sales

    6 days ago

    Karachi, Sindh, Pakistan PayTech Group Full time 104,000 - 130,878 per year

    JOB TITLE:Manager- Corporate Card SalesTERM:12 monthsCLIENT LOCATION:Karachi, PKDIVISION:Corporate Banking CardsREPORTS TO:Head of Corporate CardsRELEVANT EXPERIENCE:10/15 years experience in the cards/financial institution spaceExperience in card operations, including onboarding, card issuance, and post-issuance supportMANDATORY REQUIREMENTS**:Local...

  • Manager- Corporate Card Sales

    4 days ago

    Karachi, Sindh, Pakistan PayTech Group Full time

    OverviewJoin to apply for the Manager- Corporate Card Sales role at PayTech GroupJOB TITLE: Manager- Corporate Card SalesTERM: 12 monthsCLIENT LOCATION: Karachi, PKDIVISION: Corporate Banking CardsREPORTS TO: Head of Corporate CardsRELEVANT EXPERIENCE:10/15 years experience in the cards/financial institution spaceExperience in card operations, including...

  • Electronic Card Specialist

    4 days ago

    Karachi, Sindh, Pakistan beBeeElectronic Full time 360,000 - 480,000

    Job RoleWe are seeking a seasoned electronic engineer or technician to fill the position of an electronic card specialist.Responsibilities:Repair and maintain electronic boards and modules related to VFDs, motor drivers, inverters, and servo drives.Perform fine-pitch SMD soldering and related rework as necessary.Requirements:A minimum of 2 years of...

  • Sales & Marketing Executive

    4 days ago

    Karachi, Sindh, Pakistan International Credit Information Limited Full time

    International Credit Information Limited, PakistanWe are looking for a competitive Sales Executive to help us build up our business activities.Responsibilities include:Discovering and pursuing new sales prospects.Negotiating deals.Maintaining customer satisfaction.Conducting market research to identify selling possibilities and evaluate customer...