Manager Product – Asset

3 weeks ago

Islamabad, Islamabad, Pakistan Mobilink Bank Full time

Department: Business Banking

Reports To: Head Product Development & Research

Job Grade: AVP

Total Positions: 01

Job Location: Head Office, Islamabad

What is Manager Product – Asset & SME - MMBL?

Manager Product – Asset & SME is responsible for developing and managing Asset & SME products, ensuring competitive pricing, and driving product performance. The role involves strategic planning, product development, coordination with sales teams and stakeholders, marketing initiatives, and revenue optimization.

What does Manager Product – Asset & SME do - MMBL?Product Development & Management:
  • Develop and enhance Asset & SME products (secured/unsecured) based on market research and customer insights.
  • Ensure product offerings align with business goals and regulatory requirements.
  • Improve customer experience by introducing innovative features and digital banking solutions.
  • Introduce customized product solutions tailored to customer segments.
Pricing & Budgeting:
  • Develop competitive pricing strategies for Asset & SME products to optimize revenue, profitability, and market share.
  • Monitor interest rate trends and recommend adjustments to manage product costing.
  • Prepare and maintain annual product budgets, forecasting revenue and profit growth.
Business Development & Stakeholder Coordination:
  • Work closely with sales force and stakeholders to provide product training, sales strategies, and market insights.
  • Monitor product performance and develop key performance metrics.
  • Develop incentive structures to drive sales effectiveness.
  • Liaise with IT, risk management, finance, and operations teams to enhance product delivery.
  • Strive for digital solutions and transformation initiatives for Asset product offerings.
Marketing & Campaign Management:
  • Collaborate with marketing in promoting campaigns for Asset & SME products.
  • Leverage digital channels, branch networks, and partnerships for product visibility.
  • Conduct competitor benchmarking to refine marketing strategies.
  • Develop incentive structures to enhance sales effectiveness.
Compliance & Risk Management:
  • Ensure all Asset & SME products comply with regulatory guidelines.
  • Assess risks related to pricing, customer retention, and market fluctuations.
  • Manage risks associated with collateral management.

Other tasks assigned by line manager.

What are we looking for and what does it require to be Manager Product – Asset & SME?Required Qualification & Experience:
  • Bachelor's degree in Business, Finance, or related field.
  • Minimum 5 years of experience in product development and management, especially in asset product launches, innovation, and improvements.
  • Experience in asset & SME product development within the banking sector is highly preferred.
Essential Skills:
  • Strong analytical skills.
  • Pricing and budgeting skills.
  • Proficiency in MS Office.
  • Excellent leadership and cross-functional coordination capabilities.
  • Willingness to be mobile.
  • Ability to work under pressure.
About MMBL:

Mobilink Microfinance Bank Ltd. (MMBL) is a leading financial institution serving over 42 million registered users, including more than 16 million active customers across Pakistan. It combines traditional microfinance with digital banking technologies, operating through a network of over 100 branches and 200,000 agents.

The bank offers various financial services via a USSD-based digital platform, including savings accounts, MSME loans, small housing loans, remittances, utility payments, mobile wallets, insurance, G2P, B2B, and B2P payments, advancing financial inclusion.

At MMBL, fostering a positive and inclusive workplace is a priority, emphasizing innovation, entrepreneurship, teamwork, and customer-centricity.

Why Join MMBL?

This position offers an opportunity for a driven professional to make a significant impact and contribute to transformative change. Join us to empower millions and be part of our mission of innovation and progress.

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