Senior Credit Manager

5 days ago

Islamabad, Islamabad, Pakistan beBeeCredit Full time

Job Title: Senior Credit Manager

Job Description:

The Senior Credit Manager will be responsible for the overall management of credit and support services business operations.

  • This includes end-to-end management of credits and services business operations, suggesting innovative collection strategies according to market conditions and post-paid segmentations.
  • The Senior Credit Manager will also be responsible for calculating regional collection and recovery targets, as well as identifying opportunities for automation and process optimization in credit evaluation, collections, and account reconciliation to improve operational efficiency.
  • Another key responsibility is ensuring adherence to internal audit standards and external regulatory compliance related to credit, data protection, and collections.
  • The Senior Credit Manager will develop credit strategies that support customer retention while minimizing financial exposure, and lead initiatives for early risk detection and proactive engagement.
  • Additionally, the Senior Credit Manager will ensure timely and accurate evaluation of credit limits for new and existing accounts as per defined policies, and maintain postpaid customers profiling according to credit worthiness, pay back history and debt capacity, debt ratio, aging of outstanding payment, debts burden & segmentation load.
  • The Senior Credit Manager will also prepare and maintain PTA data, classify corporate accounts according to PTA definition, reconcile postpaid Bad Debts, Adjustments, Balance outstanding, billing revenue with finance, RA, Corporate sales and other postpaid stakeholders, and finalize settlement of post-paid accounts, refund security deposit in appropriate way.
Required Skills and Qualifications:

The ideal candidate will have a minimum of Bachelors Degree or above, and at least 4 years of experience in a similar role. The candidate must have strong analytical and problem-solving skills, as well as excellent communication and leadership abilities.

  • Education: Bachelor's Degree or above.
  • Experience: At least 4 years of experience in a similar role.
  • Skills: Strong analytical and problem-solving skills, excellent communication and leadership abilities.
Benefits:

The successful candidate will enjoy a competitive salary and benefits package, including health insurance, retirement plan, and paid time off.

Others:

This is a full-time position, requiring a commitment of at least 40 hours per week. The ideal candidate will be a team player, able to work effectively in a fast-paced environment and prioritize tasks to meet deadlines.

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