Senior Credit Specialist

1 day ago


Lahore, Punjab, Pakistan beBee Careers Full time

Job Title: Senior Credit Specialist

About the Role:

We are seeking a highly skilled and experienced Senior Credit Specialist to join our team. As a key member of our finance department, you will be responsible for managing our credit and collections process, ensuring timely payments from clients, and resolving any outstanding balances.

Key Responsibilities:

  • Evaluate the creditworthiness of new and existing customers by analyzing their financial information, credit history, and payment behavior.
  • Determine appropriate credit limits for customers based on their financial stability and ability to pay.
  • Implement and enforce our company's credit policies and procedures to maintain a healthy credit portfolio.
  • Regularly review customer accounts to ensure payments are received on time and resolve any outstanding payment issues or discrepancies.
  • Initiate contact with customers who have overdue payments and take appropriate actions to recover outstanding debts.
  • Negotiate payment terms with customers to facilitate timely debt recovery and establish payment plans if necessary.
  • Prepare credit reports and present credit risk assessments to management, providing insights and recommendations for decision-making.
  • Build and maintain strong relationships with customers, sales teams, and other stakeholders to ensure smooth credit transactions and problem resolution.
  • Identify potential credit risks and proactively take steps to mitigate them, including reporting on high-risk accounts.
  • Accurately document all credit-related activities, correspondence, and collections efforts in our systems.
  • Ensure adherence to relevant credit regulations and industry best practices.
  • Assist customers with credit-related inquiries and provide excellent customer service.
  • Create weekly debtor reports and account information for internal departments.
  • Keep detailed records of collection activities and conversations.],


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