Relationship Manager

2 days ago

Karachi, Sindh, Pakistan Halan Microfinance Bank Full time $104,000 - $130,878 per year

Job Title:
Relationship Manager- Deposit

Job Purpose:

To build and manage relationships with individual and corporate clients, focusing on deposit mobilization, portfolio growth, and ensuring compliance with regulatory standards. The role requires a proactive approach to business development, risk management, and data-driven decision-making through effective reporting and presentation.

Key Responsibilities:

  • Relationship Management:
    Develop and maintain strong, long-term relationships with individual and corporate clients to enhance customer loyalty and satisfaction.
  • Deposit Mobilization: S
    trategically attract and retain deposits by offering tailored solutions that meet client needs and align with the bank's objectives.
  • Portfolio Management:
    Manage a diverse portfolio of clients, ensuring profitability, growth, and alignment with business targets.
  • Business Development:
    Identify new business opportunities, cross-sell banking products, and expand the client base through market intelligence and networking.
  • Compliance:
    Ensure adherence to all applicable laws, regulations, and internal policies, maintaining high standards of operational integrity.
  • Risk Management:
    Evaluate and manage credit and operational risks associated with client relationships, ensuring sound decision-making and risk mitigation.
  • Reporting & Presentation:
    Utilize Microsoft Excel for preparing client reports, tracking deposit performance, and presenting data insights to management. Proficiency in creating dashboards, pivot tables, charts, and professional presentations is essential.

Qualification & Experience:

  • Bachelor's degree in Business, Finance, or a related field (Master's preferred)
  • Proven 3-5 years of experience in relationship management and deposit mobilization

Skills:

  • Excellent communication, negotiation, and interpersonal skills
  • Knowledge of regulatory and compliance frameworks
  • Analytical mindset with attention to detail
  • Ability to work independently and collaboratively within a team

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