Credit Officer

4 days ago

Karachi, Sindh, Pakistan HR Vibrance Full time
Responsibilities
  • Scrutinize and assist in credit appraisals for Consumer and SME categories, verifying document accuracy and completeness before forwarding for assessment.
  • Conduct pre-approval checks on credit proposals, including CAM contents, Consumer/SME scoring, and financial documents (statements, tax returns, liquidity).
  • Resolve documentation discrepancies and coordinate queries to ensure timely credit proposal processing.
  • Process credit committee (CC) decisions, sanction advices, and ensure proper signing and documentation of approvals.
  • Track and scan all credit committee and senior management decisions for record-keeping.
  • Support audits and reviews by providing necessary documents to internal/external auditors, regulators, and parent bank compliance teams.
  • Ensure compliance with credit policies and regulatory requirements throughout the approval process.
  • Maintain organized records for credit files and facilitate smooth communication between branches and approval authorities.
Skills Required
  • Excellent verbal and written communication skills to interact effectively with teams.
  • Problem-solving abilities to address challenges and achieve business goals.
  • Strong interpersonal skills to work collaboratively with cross-functional teams.
  • Ability to manage multiple tasks, prioritize effectively, and ensure timely follow-ups.
  • Understanding of financial products, services, and compliance requirements.
Qualification
  • Bachelor\'s or Master\'s degree / Professional Qualification in Accounting, Finance, Business Administration, Economics, or a related field.

Job Type: Full-time

Work Location: In person

Application Deadline: 31/08/2025


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