Assistant Manager Credit

5 days ago

Islamabad, Islamabad, Pakistan Zong CMPak Ltd Full time
Overview

Department & Function: Govt. & Corporate Sales


Position: Assistant Manager Credit & Support Services


Location: Islamabad


Reporting to: Manager Credit & Support Services



Job Purpose

The Assistant Manager Credit is responsible for overseeing the credit management process within the organization.


This role involves leading a team of credit analysts and specialists, ensuring timely and accurate assessment of creditworthiness, and implementing effective credit policies and procedures



Job Responsibilities
  • End to end management of Credits assessment and Services business operations.
  • Suggest innovative collection strategies according to market conditions and over all post-paid segmentations.
  • Responsible for calculation of regional collection and recovery targets, calculation of run rate, remaining/achieved targets on daily basis.
  • Ensure timely and accurately evaluation of credit limits for new and existing accounts as per defined policies.
  • Time to time credit & collection visibility for situational analysis of business recovery.
  • Conduct training on credit policies and tools, and ensure knowledge sharing to build team capabilities.
  • Develop and implement strategies to minimize bad debt losses and maintain bad debts at or below 1.20% of total receivables.
  • Set credit limits and terms for customers in accordance with established guidelines and risk assessment criteria.
  • Monitor customer accounts and payment trends to identify potential risks and take proactive measures to mitigate credit losses.
  • Work closely with sales and finance teams to resolve billing and payment discrepancies.


Eligibility Criteria (Education, Knowledge, Experience and Skills)

Education:

  • In principle have a minimum of Bachelors Degree or above

Work Experience:

  • Minimum Experience: 3 - 5 yrs. or Above.

Skills – Generic:

  • Team Work.
  • Adaptability.
  • Time Management.
  • Proficient knowledge in voice & data services.
  • Ability to follow direction and independently accomplish a task in a timely manner.
  • Customer Centric approach.

Skills – Job Specific:

  • Interpersonal skills.
  • Risk Assessment.
  • Credit Assessment.
  • Negotiation skills.
  • Computer skills.
  • Auditing Risk Management.
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