assistant manager credit

5 days ago

Islamabad, Islamabad, Pakistan Zong Business Solutions Full time
Job Purpose
  • The Assistant Manager Credit is responsible for overseeing the credit management process within the organization.
  • This role involves leading a team of credit analysts and specialists, ensuring timely and accurate assessment of creditworthiness, and implementing effective credit policies and procedures

Job Responsibilities
  • End to end management of Credits assessment and Services business operations.
  • Suggest innovative collection strategies according to market conditions and over all post-paid segmentations.
  • Responsible for calculation of regional collection and recovery targets, calculation of run rate, remaining/achieved targets on daily basis.
  • Ensure timely and accurately evaluation of credit limits for new and existing accounts as per defined policies.
  • Time to time credit & collection visibility for situational analysis of business recovery.
  • Conduct training on credit policies and tools, and ensure knowledge sharing to build team capabilities.
  • Develop and implement strategies to minimize bad debt losses and maintain bad debts at or below 1.20% of total receivables.
  • Set credit limits and terms for customers in accordance with established guidelines and risk assessment criteria.
  • Monitor customer accounts and payment trends to identify potential risks and take proactive measures to mitigate credit losses.
  • Work closely with sales and finance teams to resolve billing and payment discrepancies.

Eligibility Criteria (Education, Knowledge, Experience and Skills): Education:
  • In principle have a minimum of Bachelors Degree or above

Work Experience
  • Minimum Experience: 3 - 5 yrs. or Above.

Skills - Generic
  • Team Work.
  • Adaptability.
  • Time Management.
  • Proficient knowledge in voice & data services.
  • Ability to follow direction and independently accomplish a task in a timely manner.
  • Customer Centric approach.

Skills - Job Specific:
  • Interpersonal skills.
  • Risk Assessment.
  • Credit Assessment.
  • Negotiation skills.
  • Computer skills.
  • Auditing Risk Management.

Special Requirement: - Others: -
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