
Assistant Manager Credit
2 weeks ago
Department & Function:
Govt. & Corporate Sales
Position:
Assistant Manager Credit & Support Services
Location:
Islamabad
Reporting to:
Manager Credit & Support Services
Job Purpose:
- The Assistant Manager Credit is responsible for overseeing the credit management process within the organization.
- This role involves leading a team of credit analysts and specialists, ensuring timely and accurate assessment of creditworthiness, and implementing effective credit policies and procedures
Job Responsibilities:
- End to end management of Credits assessment and Services business operations.
- Suggest innovative collection strategies according to market conditions and over all post-paid segmentations.
- Responsible for calculation of regional collection and recovery targets, calculation of run rate, remaining/achieved targets on daily basis.
- Ensure timely and accurately evaluation of credit limits for new and existing accounts as per defined policies.
- Time to time credit & collection visibility for situational analysis of business recovery.
- Conduct training on credit policies and tools, and ensure knowledge sharing to build team capabilities.
- Develop and implement strategies to minimize bad debt losses and maintain bad debts at or below 1.20% of total receivables.
- Set credit limits and terms for customers in accordance with established guidelines and risk assessment criteria.
- Monitor customer accounts and payment trends to identify potential risks and take proactive measures to mitigate credit losses.
- Work closely with sales and finance teams to resolve billing and payment discrepancies.
Eligibility Criteria (Education, Knowledge, Experience and Skills):
Education:
- In principle have a minimum of Bachelors Degree or above
Work Experience:
- Minimum Experience: 3 - 5 yrs. or Above.
Skills – Generic:
- Team Work.
- Adaptability.
- Time Management.
- Proficient knowledge in voice & data services.
- Ability to follow direction and independently accomplish a task in a timely manner.
- Customer Centric approach.
Skills – Job Specific:
- Interpersonal skills.
- Risk Assessment.
- Credit Assessment.
- Negotiation skills.
- Computer skills.
- Auditing Risk Management.
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