Finance Manager

3 days ago

Lahore, Punjab, Pakistan PalmPay Full time 900,000 - 1,200,000 per year

About PalmPay
PalmPay is a leading neobank and fintech platform scaling financial inclusion across emerging markets. With over
40 million users
, we're building a digital financial ecosystem that empowers individuals and businesses through accessible, easy-to-use, and rewarding financial services.

Operating in
Nigeria, Ghana, Tanzania, Bangladesh, and Pakistan
, PalmPay has been recognised by
CNBC
as one of the
Top 300 Global Fintech Companies
and ranked
#2 overall
and
#1 in financial services
on the
Financial Times' Africa's Fastest Growing Companies 2025
list.

Position Overview
We are seeking an experienced and proactive
Finance Manager
to lead our finance operations in Pakistan. The ideal candidate will have a strong background in
NBFC financial management
, with expertise in regulatory compliance, financial reporting, and strategic planning. This role requires both hands-on execution and leadership skills to build a robust financial function that supports PalmPay's expansion in Pakistan.

Key Responsibilities
Financial Management & Reporting

  • Oversee daily financial operations, including accounting, budgeting, and cash flow management
  • Prepare and present accurate monthly, quarterly, and annual financial statements to management and group finance
  • Ensure timely reporting of all periodical financial information to internal and external stakeholders

Regulatory Compliance & Audit

  • Ensure compliance with SECP regulations and NBFC-related financial requirements in Pakistan
  • Supervise tax compliance, TDS/VDS deductions, and ensure proper filings with authorities
  • Liaise with auditors for internal and external audits, ensuring smooth and timely completion

Budgeting & Forecasting

  • Develop financial plans, budgets, and forecasts to support strategic decision-making
  • Monitor variances, analyze trends, and recommend corrective actions

Treasury & Risk Management

  • Manage cash flow, banking relationships, and treasury operations
  • Identify and mitigate financial risks through strong internal controls and risk management practices

Team Leadership & Cross-functional Collaboration

  • Build and mentor a high-performing finance team in Pakistan
  • Work closely with Business, Product, HR, and Compliance teams to align financial goals with overall business strategy
  • Provide financial insights to support product operations and business development

Required Qualifications & Experience

  • Bachelor's or Master's degree in Accounting, Finance, Economics, or Business Administration
  • Professional certification (CA, ACCA, CMA, or equivalent) is strongly preferred
  • Minimum 7 years of finance experience, with at least 3+ years in a managerial role within NBFC, fintech, or digital financial services
  • Strong knowledge of SECP regulations, tax laws, and NBFC accounting practices
  • Proven track record in financial reporting, audits, compliance, and treasury management
  • Proficiency in accounting/ERP software and advanced MS Excel
  • Strong leadership, analytical, and decision-making skills
  • Fluency in English and Urdu

Compensation & Benefits

  • Competitive salary and other benefits
  • Professional development and training support
  • Opportunity to lead the finance function of a global fintech company in Pakistan

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